Affordable places to live in the US if you make under $100K
Making six figures is the goal from the moment we leave home and strike out on our own. Then we find out that entry-level jobs are far less and we have to work our […]
Inflation is clobbering both broke & wealthy Americans. Here’s why
Americans from all income levels already can’t handle the price of gasoline. Sadly, they’re likely to hover in the same price range going into the summertime. The U.S. Energy Information Administration just updated […]
Crypto curious? Here’s how to buy Bitcoin
If you’ve read any financial news recently then you’ve likely heard about Bitcoin. Although Bitcoin has been around for several years – since 2009 to be exact – it seems this cryptocurrency only seems […]
Don’t pay off your mortgage early. Here’s why
Paying off your mortgage has been a monumental goal for decades now. But is it the right thing to do in the 21st century? Read on to find out 7 reasons not to pay off […]
Does refinancing hurt your credit score?
Most people want to refinance their student loan to help their financial situation. So, the possibility of hurting your credit by going through the process of refinancing is alarming. Fortunately, any harm done to your […]
Is there such a thing as recession-proof stocks?
The rise in inflation, the ongoing war between Russia and Ukraine, and the Federal Reserve’s plan to raise interest rates, are all potential headwinds for the economy. As a result, it is possible that […]
5 investment myths that could cost you big time
What stops new investors from putting their money in the market? Sometimes it’s plain old anxiety: What if I make a bad move and lose all my money? Sometimes it’s a sense of caution: Maybe I’ll wait […]
This Texas city is giving Chicago a run for its money
Anyone who is interested in American cities, or the South, or real estate, or just great places to live, ought to be watching the sprawling Dallas–Fort Worth metroplex very closely. To give a few examples, […]
‘More coffins than cradles’: Why Covid is still hurting the economy
The Covid-19 pandemic has caused drastic changes to the way we live and work, and the economic consequences could ripple for years to come. As of early April, the pandemic has killed more than […]
Can you actually make money renting your car?
The COVID-19 pandemic has driven up rental prices, which may not get back to normal until 2023, according to some experts. In addition, people who are still working from home may not need their car […]
5 ways to budget for travel while paying student loans
Get a job. Travel the world. Pay off student loans. At first glance, it might seem impossible to pursue all these goals at the same time. How can you travel the world if you have […]
Here’s how much money you really need to retire
The venerable 4% rule isn’t as unassailable as many people think (as Ben Le Fort points out in this article). Image Credit: Prostock-Studio / istockphoto. Definitions and Origins of the 4% Rule The 4% rule says […]
Bad money habits you probably have & don’t know it
Your financial future is an important thing to plan for. In order to have a good financial future and have more money, you need to make wise financial decisions today. There are many common bad money […]
10 easy ways to make bank when you sell your house
When it’s time to sell your home, most sellers are looking to get more money but may not know how to go about it. When real estate prices are high and inventory is low, it […]
5 home improvement scams to avoid at all costs
Seniors have traditionally been the targets, but an urgent demand for home improvements born of the work-from-home spike, a dearth of tradespeople, and a shortage of building materials has increased the potential for home improvement […]
The whopping number of Americans who saw bills increase because of inflation
Nothing is less fun than paying bills – except, maybe, studying how Americans pay their bills. But that’s what one personal finance site did, and the results are both serious and weird. By […]
Should you really put your bonus into your retirement fund?
If you’re wondering what to do with bonus money, you’re not alone. Investing your bonus money in a tax-advantaged retirement account like a 401(k) has some tangible advantages. Not only will the extra cash help your nest […]
What’s the average tax refund in your state?
To honor Americans’ annual ritual of squaring up with Uncle Sam, LendingTree researchers analyzed the latest IRS data to see which states’ taxpayers got the biggest average refunds — and which saw the smallest. We […]
40 ways to make traveling on a budget a breeze
So, you want to know how to travel on a budget? It is easier than you think, and there are some great ways to save money. We have compiled 40 tips for traveling on a budget […]
The unique experience of Black entrepreneurs
Most business owners agree that the entrepreneurship journey is unique. It can be demanding, lonely, tiresome, and hard. But, all journeys aren’t created equally, especially as it relates to black entrepreneurs especially when only 1% of […]
Could a crypto debit card be right for you?
The rise of cryptocurrencies has been dramatic, but their practical use in day-to-day life has struggled to catch up. One of the ways that you can use your cryptocurrency assets to make purchases, however, is […]
What is a financial planner and do you really need one?
Wealth management services are some of the most high-level and comprehensive financial services that exist. While financial planning services can help with individual financial matters, and asset management services typically deal with investments, wealth management can encompass […]
Could ‘buy now, pay later’ actually help your credit score?
‘Buy now, pay later’ loans will soon appear on your credit report. The three major credit bureaus — Equifax, Experian and Transunion — have each announced plans to include these items in the reports […]
How to figure out what your rental property is really worth
There are four primary methods a real estate investor or agent can use to evaluate the potential value of a rental property. No one method is perfect. Each is a rule of thumb; if buyers […]
Could leaving city life for the country save you money?
According to the National Association of Realtors, 8.9 million people have relocated since the beginning of the COVID-19 pandemic. While the reasons for moving are varied and mostly anecdotal, many people have moved from the […]
Can’t pay your credit card bills? Do this now
If you’ve racked up too much credit card debt during the pandemic, you’re not alone. Around 42 percent of consumers added to their credit card debt since March 2020, according to a 2021 survey by personal finance site […]
7 big mortgage mistakes (and how to avoid them)
Although mortgage interest rates have recently pulled back some, they’re still historically low. When rates were lower yet, I decided to refinance the mortgage on our home. I reached out to the mortgage guy I’ve been […]
Should you refinance your student loans before buying a house?
Refinancing your student loans before you apply for a mortgage could put you in a better financial position — but only if the timing is right and the loan terms are advantageous, say finance advisers. […]
Free money to help you get your business idea off the ground
Did you know that there are grants for side hustlers (and sidepreneurs)? This untapped money is available, and many people don’t know about it. Grants are free money that eligible businesses can qualify for […]
Rents are rising fastest in these 20 cities
After nearly two years of pandemic-deflated rental prices in America’s biggest cities, rent values are back on the rise. In fact, rent costs across the country are now at an all-time high, with price hikes not only widespread, […]