What’s my borrowing limit for student loans?
More than half of young adults who enter college take on debt to do so. The bulk of this debt is student loans, according to the Federal Reserve. “Student loans are by far the most common […]
5 signs it’s time to sell your business
Running a business has its ups and downs. Like with many other aspects of your life, it’s not uncommon to have a change in heart/motivation when it comes to running your business. Serial entrepreneurs like […]
How much money do you need to start a food truck?
If you’re thinking about starting a food truck business, get ready to drop from $60,000 to $250,000 before you sell your first onion burger, grilled chicken wrap or empanada. And don’t count on making a […]
Bookkeeping basics for your small business
Balanced books may not be sexy, but they provide small business owners with the grounding they need to make smart forecasting decisions about expanding their business, making large purchases, or hiring new employees. While the language of accounting […]
Personal loans vs credit cards: Which is the best way to consolidate your debt?
Paying off debt can feel like a losing game at times. Between struggling with interest rates and trying to find extra money to pay over the minimum, many people need a competitive edge to create […]
What happens if you lie on your life insurance application
Let’s get to the point. Lying on your life insurance application is fraud. But, the lie needs to be intentional to be considered fraud, known as “material misrepresentation.” Simply mis-remembering a date, guessing at your […]
The ultimate guide to choosing a point-of-sale system
For retail boutiques, restaurants and bars, a point-of-sale (POS) system serves as an essential part of doing business. Not only does it process transactions, but it also offers an opportunity to provide efficient customer service. Whether a shopper is returning an unwanted […]
Payroll processing blunders & how to avoid them
Problems with payroll processing can creep up on you. Mismanage your data—by using spreadsheets or other manual tools—and bam, you could end up slipping on a financial banana peel without even realizing it. No matter how meticulous […]
Can getting a new credit card help your credit score?
There are several factors used to determine your credit scores, including your “credit mix,” or the types of credit accounts you have in your name. But even though having more than one type of credit can […]
How to prepare for retirement in the age of global warming
Climate change presents all of us with an existential crisis. In a world of rising oceans, increasing temperatures and myriad other predicted global shifts, how do you map out a retirement plan that makes sense? […]