More young adults are pursuing higher education than ever before. According to the U.S. Census Bureau, 19.1% of adults age 25 and over have a bachelor’s degree, a number that’s been on the rise since […]
Data security and fraud prevention are two of the biggest challenges facing small business owners today. When scammers gain access to sensitive personal information such as customer data, log-in credentials, and account information, the results […]
A settled debt is better than an unpaid, past-due one on your credit report, but settling a debt can often hurt your credit score. That’s because settling a debt means you didn’t pay it as agreed. How […]
As a manager, it may feel like the closer you get to the top, the more people need your time. Small tasks such as approving time cards, training new hires, or completing assignments get less […]
A household bringing in $100,000 each year should be on firm financial footing. But depending on where you live, that amount might be barely enough to scrape by — or might not even be enough […]
Cosigning on a loan is a generous act. After all, you’re putting your money and your credit on the line to back the borrower — you’re saying that you have faith in their ability to […]
When running a small business, you can’t rely on your gut instinct all the time, especially when it comes to evaluating your company’s financial health. You should be objective rather than subjective when determining the financial […]
As a college student, you’re likely in need of some extra cash. After all, you have tuition, books, living expenses, and entertainment to pay for. The good news is that there are a variety of […]
There are plenty of ways to earn credit card points that don’t require you to travel the world. Even if you are an avid traveler, most point-earning potential is likely to come from your day-to-day spending habits […]
Paying off debt to qualify is a wonderful way to drive borrowing power. For example, let’s say you have a couple of credit card payments totaling $300 a month with some relatively small balances. Upon […]