A beginner’s guide to investing
Investing can sometimes seem like a daunting task. The truth is that there are many different ways to invest your money, and you don’t need a lot of knowledge or experience to start. This […]
How to finally stop worrying about money forever
With so much stress in the world these days — worrying about money, making ends meet and keeping your family safe — you may literally be losing sleep. That’s a big problem; when you don’t […]
These are Americans’ biggest financial fears
The Covid-19 pandemic was not kind on the bank balances of many Americans, especially those working in industries like travel and hospitality. On top of the last two year of struggle, the rising cost of […]
The hottest investing trends you should know about now
Heading into 2022, many investors had a brighter outlook on the U.S. economy and financial markets. Both staged impressive rebounds in 2021 after Covid-19 quarantine measures triggered wild volatility. Vaccine breakthroughs and stimulus checks […]
Most Americans can’t afford a home in these US cities
Rising interest rates have a great impact on affordability of single-family homes. But what types of buyers and investors will face the greatest headwinds? And what locations will fare better than others? Mortgage […]
Stop making excuses about not saving for retirement. Do this instead
You know what’s hard to hear? Despite all the talk about retirement planning, and all the information available on the web, millions of people still aren’t saving for retirement. As a direct result American workers don’t […]
The real reason men pay more for car insurance
Unfortunately, in the U.S., there’s no federal legislation mandating equal rights for all U.S. citizens regardless of gender, as the Equal Rights Amendment has yet to pass. That’s why, in 43 states, it’s legal […]
5 steps to fraud-proof your finances
Consumers lost more than $5.8 billion in 2021 to fraud, according to the Federal Trade Commission (FTC). That’s a 70 percent increase over fraud loss in 2020, says the FTC, which received nearly 1.4 million reports […]
Here’s the real reason home prices are still so high
U.S. home prices have kept on climbing in the pandemic housing boom, leaving many potential buyers wondering how they can afford a place of their own in this red-hot market. After a period of stability […]
Is inflation about to cool off?
Sticky Situation We all hoped for a cooler April Consumer Price Index (CPI) print, and technically we got one — 8.3% year-over-year vs. March’s 40-year high of 8.5%. The temptation to call peak inflation […]
Are these ‘ant’ expenses killing your retirement fund?
Have you ever heard about ant expenses? These small, unnecessary expenses go unnoticed and yet deeply affect your pocket. And while your personal finances depend on your income, it is certain unnecessary outflows that are impoverishing you without […]
These are the jobs that will be in demand in 2030
There are many careers and industries expected to be in high demand by 2030, due to a multitude of factors. The tech industry is one of the most notable high-demand industries expected to grow […]
Inflation is the highest it’s been in 40 years. Here’s why
50 is the New 25 Earlier this month, the Federal Open Market Committee (FOMC) announced a 50-basis point increase in the Fed Funds Rate to a new target range of 0.75-1.0%. This was the […]
Living paycheck-to-paycheck? It may be time to do this
Inflation is so high, even six-figure earners are living paycheck to paycheck. Pollsters from fintech companies PYMENTS and LendingClub partnered to quiz Americans on how they feel about their financial situations. More than […]
The country most worried about future finances
With the cost of living rising dramatically around the world in 2022, many households are starting to look nervously at their bank balance. After two years of a pandemic which proved particularly bruising for […]
Want a raise? It may be time to relocate
There’s something to be said about long-tenured employees. They know the ropes, have some seniority and are probably pretty comfortable. Still, there’s also something to be said about earning more money. And if that’s […]
Still trying to buy a home? We may have some good news…
Growing Supply The run-up in housing prices over the last two years has been well documented. As large numbers of people stopped renting and bought homes during COVID-19 lockdowns, prices rose and supply diminished. […]
Inflation now the No.1 concern for small businesses
Inflation is now the biggest threat facing U.S. small businesses, creating widespread cash flow problems. But opinions on interest rates remain divided. These are the findings of our latest Small Business Insights survey—commissioned by […]
25 reasons you should quit your job right now
Should you quit your job now? Some people feel as if they’re not being challenged enough, others may be unappreciated, and some want to change careers. Regardless of the reason for quitting, there is […]
What rising interest rates mean for student borrowers
With retail interest rates set for another bump following the Federal Reserve’s expected half-point hike this week, student loans are coming into even sharper focus. The historic low interest rates of recent years may soon […]
When to use a debit card vs a credit card
When held in your hand, credit cards and debit cards look almost identical, yet they are different financial products. A credit card allows you to borrow money to make a purchase, whereas a debit card […]
States where mortgage rates are rising most
Since the start of the year, mortgage rates have risen dramatically. The record-low rates of 2021 are gone, with rates above 5% becoming standard. While a lower rate can make paying off a mortgage more affordable, it […]
Families’ wages can’t keep up with inflation
It’s commonly believed that high inflation means higher wages. But today, that just isn’t the case. The Bureau of Labor Statistics (BLS) recently released a report that says wages went up by 4 percent in […]
Here’s how many Americans plan to pay for retirement
More than two thirds of employees in the United States expected their main source of retirement income to come from retirement plans, such as 401(k), 403(b) or individual retirement accounts (IRAs), as of the end […]
Should you be saving or investing right now? Here’s how to tell
Many people use the terms saving and investing interchangeably because they go hand in hand to ensure financial stability. But saving and investing have many differences that you should know when planning for your financial […]
Believe it or not, you’re probably richer than you were in 2019. Here’s why
U.S. households saved an extra $2.5 trillion between March 2020 and January 2022, according to the latest report by The Hamilton Project, an economic policy initiative within the Brookings Institution. Households built up this “excess savings” — […]
9 ways to invest $1K or less in real estate
At the risk of stating the obvious, real estate costs a lot. That makes it expensive to invest in and difficult to diversify among real estate investments. The median home price in the U.S. is […]
Can you afford a classic car?
Most people buy cars for practical purposes. They need transportation to get to and from work and to run errands around town. But for classic car enthusiasts, a car can be a collector’s item that […]
You won’t believe how much these Russian superyachts cost
Reports about the superyachts of sanctioned Russian billionaires being frozen or detained came a dime a dozen in the aftermath of the invasion of Ukraine by the country at the end of February. After […]
The best dividend stocks under $5
Stock prices come in all sizes. A few trade above $1,000 per share, such as Amazon.com (AMZN) and Alphabet (GOOG). Meanwhile, Warren Buffett’s Berkshire Hathaway (BRK.A) currently trades above $500,000 per share. Most companies do […]