What are credit card hardship programs?
Financial issues happen to the best of us. Even if you’ve never missed a credit card payment before, you might fall behind if you lose your job, get sick or have a big expense pop […]
What is an S corp? Everything small business owners need to know
If you’re considering opening a new business, one of the first things you’ll need to decide is what type of entity you want to run. Entity options typically include sole proprietorships, partnerships, limited liability companies, […]
Hey parents! Here’s how much life insurance you really need
Buying life insurance can be stressful because no one wants to think about the worst-case scenario. But the life insurance policy you take out on yourself isn’t really for you — it’s for your kids, […]
The importance of your debt-to-income ratio
It’s funny how our financial realities can seem to take on a whole new meaning when lenders get involved. For example, when you think about your student loans, you might think about a monthly bill […]
Survey reveals how small business owners think about taxes
The latest findings from a QuickBooks Payroll survey of over 1,000 small business owners found that 86% of small business owners take on at least one financial activity for their business, including processing employee payroll and calculating […]
The pros & cons of secured & unsecured personal loans
If you need more financial flexibility, you might be thinking about taking out a personal loan. But with so many types of personal loans available, it can be tough to tell which will best fit […]
A payroll checklist for small businesses
Depending on your business, you’ll need most of the information listed below. You can usually find it using your own records, previous payroll providers (if applicable), or from federal and state agencies. Here’s what you […]
8 tips for retirees who want to house sit abroad
Linda and Tony Granaghan spent 10 days in December in Torre del Mar, a seaside resort town nestled between the Mediterranean Sea and the Sierra Nevada mountains on Spain’s famed Costa del Sol. Yet the […]
How to remove closed accounts from your credit report
Since credit reports can be used to determine credit scores, it’s not surprising that people want the best credit reports they can get. After all, credit scores can determine eligibility for a loan or line […]
Is it possible to lower credit card interest rates?
Believe it or not, you can call your credit card company and ask them to lower the interest rate on your card. Even more surprising? They might actually do it. A CreditCards.com survey found that of the […]