Should I consolidate my student loans?
Student loan consolidation has its pros and cons. Here is how to determine if the move is right for you and your financial health.
Maybe you don’t need a big emergency fund after all
How much you need in a designated emergency fund depends on many factors, not least of which is your level of non-discretionary expenses.
7 tips to improve your credit in the new year
If this year wasn’t the kindest to your credit, there are plenty of steps you can take to get it back on the right track. Check out a few tips to improve your credit you might […]
22 little things that can add up to big savings
You will not get rich by saving pennies. The best path to wealth is through investing and saving big on living expenses. However, that doesn’t mean you should ignore the small things. Little things add up, […]
6 easy ways to give contact-free gifts this year
Online shopping is convenient, but a physical gift might have to be returned. Here are six easy ways to give contact-free gifts this year.
How many Bitcoins are left?
Bitcoin has gained popularity as an investment in recent years, due to its unique design and underlying technology. Part of what gives Bitcoin value is that it has a limited supply. There will only ever be 21 […]
How much of your paycheck should you save?
You have big dreams for the future. Maybe it’s buying a home with a drool-worthy, airy kitchen. Maybe it’s an early retirement so you can jet off with your S.O. and see the world. Regardless […]
The right way to borrow money from friends or family
Knowing how to borrow money from a friend or family member could be a much better way of getting financing than institutional loans, and you probably don’t need a credit check. But whether it’s a […]
The difference between secured vs. unsecured debt
Debts fall into two broad categories: secured debt and unsecured debt. Stop paying one and in addition to credit issues and loan collectors, you could also lose a major asset, like your house or car. […]
Most Americans expect to work after retirement age
What it means to be retired in America may look differently than we imagine, as more than 6 in 10 Americans think they’ll keep working after retirement, according to the latest MagnifyMoney survey. The financial […]