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How to make a budget in 5 simple steps

Creating a monthly budget can help you track your spending, save money and reach your financial goals. However, many Americans don’t budget their money, perhaps because the prospect of combing through bank statements and bill […]

How much life insurance do I need?

The short answer could be to buy enough coverage to help address outstanding debts, while also providing enough money to beneficiaries for their financial needs. The real question, then, may be how to calculate that […]

How long should you hold stocks?

In a few clicks of a button, an investor might become the proud owner of new stock. Researching new stocks can be a hard-but-rewarding endeavor. And once a stock gets purchased, the real market ride […]

What is cost basis?

It’s common for people to avoid thinking about taxes until filing season is upon them. Unfortunately, this can lead to missed opportunities to reduce tax payments. Planning ahead and understanding tax rules is useful for […]

6 surprises that can drain retirement savings

Two-thirds of workers across three generations – millennials, Generation X and baby boomers – are confident they’ll be able to retire with a comfortable lifestyle, according to “What is ‘Retirement?’ Three Generations Prepare for Old Age,” a 2019 survey of […]

Medical debt relief options

It may come as no surprise that Americans are stressed about medical debt and the rise of healthcare costs. With the average family insurance premium growing 54%  in the past ten years, one-third of Americans are concerned […]

How teens can set a holiday budget

As the holiday shopping season officially begins next week, it’s time to break out the holiday music and sip on one of Starbucks’ famed peppermint mochas while you make your list, check it twice and […]