Look out for these debt collection red flags
Maybe you’ve gotten the call: Someone says they are collecting on a debt you owe and if you don’t agree to pay on the spot, the police will show up to cart you off to […]
4 tips for repaying federal student loans
Even though common sense might suggest that repaying any loan should be straightforward—that all you have to do is send money until you don’t owe any more—there is actually a fair amount of strategy involved. […]
APR: What it is & how it’s calculated
If you’ve ever taken out a loan or opened a credit card, you’ve likely seen the term Annual Percentage Rate, or APR. While this might seem like a fancy way of saying “interest rate,” they […]
Here’s what happens to your debt when you die
Do you know what will happen to your debt when you die? Some debts are forgiven while others may be passed down to heirs. Read on for the answers to some of the most frequently […]
25 gifts that let you give back
Many holiday budgets are a bit tighter this year, given the ongoing COVID-19 pandemic and its effects on the U.S. economy. If giving gifts to your loved ones and organizations in need is on your holiday […]
How many college students are in debt?
American students and their parents continue to take out student loans to pay for their undergraduate and graduate degrees. People who are attending college are paying for tuition, room and board, books, and other necessities […]
The 14 easy steps that got us out of debt
For many Americans, living a life without financial stress seems somewhat impossible. The messaging on the internet, social media, news, and even within homes promotes a culture of buying now and paying later. The consumer system […]
I bought a house during COVID-19. Here’s what I learned
Buying a house is never easy, but especially not as a first-time homebuyer in the middle of a global pandemic. That was the situation I found myself in this past September when my partner and I spent […]
How to make changes to your 401(k) contributions
There are many reasons people change their 401(k) contributions—for some it’s due to a salary increase, for others, a change in personal finances. For a plan participant who wants to change their contribution, they can […]
The impact of student loan debt on the economy
Unpaid student loans can put a heavy yoke on personal finances. For millions of Americans, outstanding student debt means years and years of ongoing payments (averaging hundreds of dollars per month). It can be hard […]