Should you really be maxing out your 401(k)?
If you can max out your 401(k), you definitely should, right? Not always. There are a few things (five, to be specific) you should consider before doing so, and we’ll walk through exactly what they […]
ETF tax efficiency: The advantages over mutual funds
There’s no denying that exchange-traded funds (ETFs) are popular. According to the New York Stock Exchange’s most recent quarterly ETF report, as of December 31, 2020, there were 2,391 ETF listed in the U.S. Those funds […]
Prepare for tax season
Typically, by midnight on April 15, taxpayers must e-file or mail their federal and, if applicable, state tax returns for the previous calendar tax year without penalty. (For 2021, however, the filing deadline is May 17th.) […]
How do student loans affect your credit score?
If you have student loan debt, you have plenty of company: nearly 45 million brethren, in fact. One upside of having a student loan is that regular on-time payments may boost your credit score and […]
Feeling overwhelmed? Maybe you need a ‘brain dump’
Let me paint you a picture. But not a real picture – that’s for the art section. No, a picture in your mind. A brain, a tangled web of thoughts and goals, ideas and memories, […]
Wells Fargo no longer offers private student loans
In January 2021, Wells Fargo announced that the company was exiting the student loan business and selling and transitioning current loans to a new servicer, Firstmark Services, a division of Nelnet. Wells Fargo stopped taking […]
How to get merit aid for college
Money for college doesn’t grow on trees. Or does it? Every year, billions of dollars wait to be plucked from the branches by college students seeking merit-based aid. The National Merit Scholarship Program alone plans […]
How to start a business in 17 steps
So you’ve decided to take the leap and start a new business. Congratulations! Making that decision might feel risky and overwhelming, but as the saying goes, “Fortune favors the bold.” Creating your own business is […]
The controversial way I paid off half my debt in less than a year
Yes, you read that headline right. I paid off approximately half of my $53,500 of debt in less than a year! During a pandemic. On a net income of about $65,000 CAD (for 2 […]
Want to ditch your timeshare? Here’s how to do it
Do you need to know how to get rid of a timeshare? Timeshares are great, right? Well, they’re great until they’re not. Like many owners, your timeshare may be a financial burden. Or maybe you […]