Cities where home values surged in 2020
It would be an understatement to say that 2020 has given us a lot to look back on. The unique circumstances of this year, primarily shaped by the coronavirus pandemic and its resulting changes to […]
How to find the best tax preparer for you
As a CPA (Certified Public Accountant) who used to actually prepare taxes for other people, many are often surprised to learn that I don’t even prepare my own income tax returns anymore. So, I can […]
What is a good 401(k) expense ratio?
The expense ratio of a 401(k) plan is the amount an investment company charges investors for managing the fund. A total of administrative fees for the fund’s expenses, this rate is usually stated as a […]
Fee-based vs. fee-only financial planners
Although “fee-based” and “fee-only” financial planners sound similar, they both have different fee structures and different obligations to investors. Here’s what you need to know about fee-based vs fee-only financial planners. You might think that […]
8 ways to rebuild your finances this year
The pandemic hit us hard in early 2020, and millions of people worldwide continue to suffer financially due to budget cuts. These cuts came from redundancies to millions of businesses being forced to close their […]
5 tips for getting the best price on a new home
You’ve reached the house-hunting phase and found “the one,” but you aren’t crazy about the price tag. The good news: You might be able to change it. When you make an offer on a home, […]
Creating a one-year savings plan
A lot can happen in a year. (Don’t believe us? Go check out your Timehop.) While many of the changes we see as we make our way around the sun aren’t exactly planned for, it […]
Paying tax on personal loans
There are plenty of reasons to take out a personal loan, many of which are totally financially savvy. For instance, you might be thinking about consolidating high-interest debts like credit card balances. Or you might plan to […]
10 home buying red flags
You’ve been getting up early weekend after weekend to go to open houses and have spent hours looking at online listings. You’ve finally found a place that you like, but before you make an offer, […]
Should I have an emergency fund?
A hospital bill in the thousands. A vet invoice for hundreds. A car repair for more than you make in a month. When faced with an emergency, it can compound the problem to try to […]