40 ways to make traveling on a budget a breeze
So, you want to know how to travel on a budget? It is easier than you think, and there are some great ways to save money. We have compiled 40 tips for traveling on a budget […]
The unique experience of Black entrepreneurs
Most business owners agree that the entrepreneurship journey is unique. It can be demanding, lonely, tiresome, and hard. But, all journeys aren’t created equally, especially as it relates to black entrepreneurs especially when only 1% of […]
Could a crypto debit card be right for you?
The rise of cryptocurrencies has been dramatic, but their practical use in day-to-day life has struggled to catch up. One of the ways that you can use your cryptocurrency assets to make purchases, however, is […]
What is a financial planner and do you really need one?
Wealth management services are some of the most high-level and comprehensive financial services that exist. While financial planning services can help with individual financial matters, and asset management services typically deal with investments, wealth management can encompass […]
Could ‘buy now, pay later’ actually help your credit score?
‘Buy now, pay later’ loans will soon appear on your credit report. The three major credit bureaus — Equifax, Experian and Transunion — have each announced plans to include these items in the reports […]
How to figure out what your rental property is really worth
There are four primary methods a real estate investor or agent can use to evaluate the potential value of a rental property. No one method is perfect. Each is a rule of thumb; if buyers […]
Could leaving city life for the country save you money?
According to the National Association of Realtors, 8.9 million people have relocated since the beginning of the COVID-19 pandemic. While the reasons for moving are varied and mostly anecdotal, many people have moved from the […]
Can’t pay your credit card bills? Do this now
If you’ve racked up too much credit card debt during the pandemic, you’re not alone. Around 42 percent of consumers added to their credit card debt since March 2020, according to a 2021 survey by personal finance site […]
7 big mortgage mistakes (and how to avoid them)
Although mortgage interest rates have recently pulled back some, they’re still historically low. When rates were lower yet, I decided to refinance the mortgage on our home. I reached out to the mortgage guy I’ve been […]
Should you refinance your student loans before buying a house?
Refinancing your student loans before you apply for a mortgage could put you in a better financial position — but only if the timing is right and the loan terms are advantageous, say finance advisers. […]