The Federal Reserve estimates that Americans have more than $4 trillion in consumer debt. That’s a lot of money. So if you’re staring down a large debt bill, remember this: You’re not alone. And not only have […]
Ordering prescriptions from an online pharmacy can be a convenient and cost-effective way to lower your health care expenses. But there are drawbacks to obtaining medications online, from the lack of personal interaction with a pharmacist […]
Many adults do not have money tucked away for emergencies, let alone planned expenses. A 2018 report from the Federal Reserve found that about one-quarter of families have less than $400 in available liquidity, and about 60% […]
The day after Thanksgiving is most commonly associated with one specific color. Black Friday, as it’s known, is regarded to be the first day of the traditional Christmas shopping season, the day on which retailers […]
Has a customer ever asked to pay you over the phone? For many consumers, it’s simply easier to read a credit card number than write a check, fill out a form or make a payment […]
If you set business objectives, you need to figure out how to track your progress toward achieving them. Looking at things like revenue and profit on the balance sheet or in your accounting software can only take […]
When you decide you want to refinance your mortgage, it might seem appealing to minimize the stress and work involved by reaching out to your existing mortgage company. But is it the best deal to […]
Many people associate it with a specific dollar amount, like having an annual salary of $100,000. But an income of $100,000 can take your further in South Dakota than in California. To understand what “rich” […]
Managing your money is already complicated — add on unnecessary and expensive fees, and suddenly you’ve got less cash than you started with. Trivial fees can pop up anywhere, from traveling to credit cards to […]
My husband and I just wrapped up a whirlwind homebuying process. As we signed the last closing documents and got the keys to our new house, I breathed a sigh of relief so loud the […]
If you’ve been thinking of taking out a personal loan, you’re not alone. Data from TransUnion shows that outstanding balances on personal loans went up 18 percent in the first quarter of 2018. However, many of […]
Is it time to sell your products and services internationally? The Census Bureau reports that the United States’ exports totaled $2.5 trillion in 2018, the highest on record. Ecommerce and other technology tools make it easier to […]
Is your workplace helping or hindering productivity? Companies have been grappling with this question ever since the rise of knowledge workers. Businesses first adopted cubicles, moved to open offices, and then shifted to shared desks—all […]
An exciting development over the last several years has been the FIRE movement. Financial independence is defined as having sufficient passive income and/or adequate investments to cover your living expenses. The turning point is when you […]
A house may be the largest asset you’ll ever own. Between buying a home and selling it, it’s important to make smart decisions. There are common regrets (and non-regrets) homeowners have about maintaining a home. […]
Attending a big Thanksgiving get-together for family and friends is the highlight of the fall season, but homeowners should look out for certain risks, whether you’re making a trip to Grandma’s house or hosting your […]
When looking at documents like the balance sheet and income statement, you may come across account terms that you’re not aware of. However, understanding these terms is vital. Doing so will help you better understand […]
When your income from work ends, in addition to earning a solid rate of return, investing carries two more essential responsibilities: generating the inflation-fighting cash flow you need to support your lifestyle, and keeping your […]
You can hire a bookkeeper instead of an accountant. But, does that meet all of your business needs? The answer is important because you need an efficient system to manage your accounting operation. You also […]
Keeping your partner in the dark about finances can hurt your relationship. But can sharing too much hurt your relationship, too? One in five couples say they don’t spend money without telling their partner, according […]
Retailers have slid into networks like Facebook and Instagram so subtlely that you may not have even noticed them. Maybe your favorite actor promoted a new skincare brand on their page, or maybe that mattress […]
If paying down debt is in your financial forecast, there are two techniques you might want to consider: debt snowball and debt avalanche. These similar methods are a good fit if you can afford to […]
It’s easier than ever to borrow money by finding short-term loans online, but should you? Although convenient, these products aren’t always a good idea for everyone. Below are a few pros and cons of online […]
Every Veterans Day, businesses show their support for active military, veterans and their families with free meals, special discounts or free admission. But there are also plenty of freebies veterans and active-duty military can enjoy […]
Are you retired? Between 40 and 68? A man? A big fan of the rhumba? Then do I have a job for you. Ten years ago, when I was just a plucky young lass from […]
You need the right tools to manage your business. One of the most important set of tools is your financial statements, including the balance sheet. Many business owners make the mistake of using an unclassified […]
For parents and students alike, college is a big and exciting step. But for most families, college also means debt. Recent statistics show more than 44 million people have $1.5 trillion in student loan debt. Whether you pursue […]
Out of all the financial products out there, credit cards can inspire some of the strongest opinions. Some people see them as a useful tool for secure purchasing or even earning rewards on their purchases, […]
The standard federal student loan repayment plan gives borrowers 10 years to pay off their loans. But for some, making those payments just isn’t possible. Failing to make the required payments on your student loans […]
You do what for a living? There are many more occupations that are held by the roughly 128 million full-time workers in the U.S. than the typical jobs that first come to our minds. If you’ve ever watched the […]