The budget that lets you buy lunch every day
One of the most common pieces of personal finance advice is to save money by bringing lunch to work, rather than buying it. The math is pretty straightforward: If you spend $10 on lunch every […]
Small Business Payroll Mistakes that are Easy to Fix
Payroll is a business’s largest expense. It’s also a process with many moving parts. Let’s say, for instance, that you run a small team of 10 people. Each of these individuals have unique salaries, withholdings and benefits. On […]
The 25 US cities where teens work the most
American teenagers aren’t working as much as they once did. Compared with previous decades, teens today have higher demands on their time thanks to extended school enrollment, volunteer community service requirements and unpaid internships. There […]
So you got life insurance. Here’s how to understand your policy
Buying life insurance is an involved process, and chances are, once you’ve signed the dotted line, you know what you’re getting into. But if you have your policy in your hands and still have questions, […]
How small businesses can collect invoices faster
“It’s all about cash flow” This should appear on signs displayed in every small business. One of the key elements of running a successful company is managing its cash flow, since cash flow is what’s used […]
How to catch up on retirement savings in your 50s
Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to […]
8 mistakes companies make that slam them into a recession downfall
Every time a recession hits, we see a wave of failing companies shuttering their doors soon after. As a business leader, you’re probably wondering what separates the losers from the winners—the companies that somehow come […]
Why some small businesses get paid on time & others don’t
According to research from Fundbox small businesses in the United States, are owed a whopping $825 billion in unpaid invoices. What the study doesn’t make clear however is how many businesses go unpaid due to poor relationship management with […]
8 financial moves if you’re ‘underwater’ on your house
Swings in the housing market can translate to windfall profits — or devastating losses. And it’s difficult to predict which way the wind will blow. If you do find yourself underwater on your house, here’s […]
50 easy ways to pay off your debt
Want to pay off debt this year? You aren’t alone. In a recent Policygenius survey, Americans said their biggest 2020 financial goal is getting rid of debt. Repaying debt isn’t as simple as waving a […]
38 places to find freelance jobs for all backgrounds
So, you’ve decided to become a freelancer. First off, congratulations! You’ve just joined the ranks of more than 57 million enterprising small business owners. But, once you’ve decided to give up the typical 9-5 life, you […]
4 ways employee benefits fill your workers’ emotional needs
Employer-provided benefits improve employees’ lives in many practical ways. Dental benefits allow families to visit the dentist twice a year. Retirement benefits help couples save money for the future. Paid time off enables hard-working workers […]
How to create a travel budget & stick to it
Summer vacations, gap years in Europe, a flight to space, a Christmas holiday on the slopes in Aspen: Travel is enriching and rewarding. But it’s rarely cheap. From the cost of transportation to accommodations and meals, […]
A small business tool for getting paid on time
Collect more cash in less time. How much would your business improve if you could get cash faster, without a huge investment of time? To reach this goal, many companies use technology to automate the invoicing […]
14 lucrative jobs that let you work less than 40 hours
Earn more while working less — that’s the dream for many workers who are sick of clocking in 40 or more hours per week. Working fewer hours can lead to lower job stress and better work-life balance, […]
Why all businesses should track employee time in 2020
Workers tracked over 944.8 million hours in TSheets in 2019.* That’s over 3.4 trillion seconds! Consider our minds blown. As we leap into the new year, new research and a new law are proving that tracking time is more […]
How an auto loan affects your credit
We build credit to be able to use credit, but there are times when we’re afraid using it will damage the credit we’re trying so hard to build. If we go back and forth on […]
What is an invoice?
An invoice is one of the most important documents that your company can create. You can think of it as your comprehensive accounting paper trail—the details two parties need to do business with one another. […]
What it takes to be middle class in every state
Middle class can mean different things to different people. You can think of middle class as a certain lifestyle, a state of mind, or a strict measurement of wealth. And how you define middle class […]
Standard deductions: What you need to know for 2019 taxes
Come tax season, there’s probably one thing on your mind: Not paying a cent more than you’re obligated to when you pay your taxes. Luckily, Uncle Sam allows you to reduce your tax burden by lowering […]
Should you buy life insurance for your kids?
In most cases, it’s not recommended you buy life insurance for children. Life insurance is, first and foremost, financial protection. It helps dependents cover the bills when a breadwinner dies. Your child isn’t making a […]
How to create invoices online
Invoices are one of the building blocks of any business. But despite their ubiquity, there isn’t a standardized way to create, send or even request payment for an invoice. When it comes time to put an invoice […]
6 ways to help when your parents are drowning in debt
It’s not easy to talk about money as it is, and discussing money with your parents may sound like an impossible feat. But what if it isn’t your finances that are the focus of the conversation? What if it’s […]
Weird scam of the day: No, New Kids on the Block didn’t call you
Here at Considerable, we like to keep our eyes on the latest scams so you don’t fall foul of them. Often the criminals that perpetrate these frauds are highly sophisticated and can trick even the […]
Financial experts share their biggest money regrets of the last decade
We’re entering a new decade. It’s a good time to look forward, but it can be hard to avoid dwelling on mistakes. In the interest of confronting our regrets and (hopefully) dispelling them, here’s few […]
How much shoppers guilt do Americans have after the holidays?
The holiday spirit spurred a record number of American shoppers to open their wallets this holiday season. According to the National Retail Federation and Prosper Insights & Analytics, 189.6 million U.S. consumers shopped from Thanksgiving […]
21 accounting terms new businesses owners should know
As a new business owner, you likely find yourself taking on a lot of different responsibilities. You may be dealing with investors in the morning and your marketing team in the afternoon. To be successful […]
These apps can cut your prescription drug costs by 75%
If you had recently filled a prescription for dutasteride, the generic form of a drug many men take to help with prostate problems, at one Walgreens pharmacy in suburban Connecticut, you’d have paid $64.18 for a […]
It’s a new decade: Here’s how to set a 10-year financial goal
A new decade is here. It’s a good time to take stock of what you’ve accomplished and set new priorities for the coming decade. It’s also especially a good time to assess your financial situation. Need […]
Amazon: Friend or foe of small businesses?
If you run a retail business—whether online or a brick-and-mortar location—you’ve probably spent nights worried about your customers buying from Amazon. But, have you thought about selling your products on there? You may have heard mixed perspectives […]