For many Americans, reaching retirement age doesn’t mean the end of work. In a poll from The Associated Press-NORC Center for Public Affairs Research, 23% of workers said they don’t expect to stop working. Additionally, new […]
Buying a house for the first time can be challenging and time-consuming. To help you navigate the twists and turns involved in buying your first home, we’ve compiled 11 first-time homebuyer tips to demystify the […]
For most Americans, tax season means a nice refund. In 2019, 72% of Americans received a federal tax refund, and the average amount was $2,869, according to the IRS. You’ll typically receive a refund if […]
There are many different ways that a small business owner can create an invoice—and that’s precisely the challenge. Especially if you’re just getting started as an entrepreneur, you may be wondering whether to create these documents […]
As another year fades into memory, it is only natural to look ahead, wondering what the next one holds. Here’s a look at some of what I expect to see in what could be another […]
Credit cards are a financial fact of life for many people, but have you ever stopped to think about how they might affect your credit? Although there are many purposes credit cards can serve — […]
Life insurance is one of the best ways to build a financial safety net. It provides money to beneficiaries to pay for things like college, a mortgage and more. But most large sums of money, […]
Going without health coverage or losing access to affordable health insurance can be scary. It may feel as though expensive medical bills and debt are just one accident or illness away. If you find yourself in this […]
You might be surprised to learn there are numerous apps that will allow you to scale your business and enhance productivity by removing the hassle you encounter in your administrative processes. According to research from […]
It’s a common fear around filing for bankruptcy — that it means you’ll lose your house. While it’s true that can happen, it’s by no means a foregone conclusion. Here’s what you need to know […]
If you’re confused by anything related to workers’ comp, you are not alone. A quick Google search brings up all sorts of related questions. Can workers’ comp be used to qualify for a mortgage? Can workers’ […]
Most companies go out of business because they run out of cash. One of the biggest factors that can impact a business’ cash flow is how well they manage their accounts receivable. A well-oiled accounts receivable process […]
The future of Social Security is at stake in the 2020 presidential election, even if other issues are hogging the headlines for now. Social Security funds – comprised of Old-Age and Survivors Insurance (OASI) and Disability Insurance (DS) – […]
If you or someone you know is considering a divorce, you may be wondering how it can impact a person’s financial life. According to a recent survey, the average cost of a divorce in the United […]
Getting married this year? Congratulations! It’s important to protect your now growing family. Life insurance is a large part of that — making sure your family is financially protected if the unexpected happens. Once you’re […]
I turn 70 next year. I’ve already noticed a significant hearing loss. With a couple of treatable chronic illnesses that won’t go away but are not debilitating, I now carry pills. It’s harder to put […]
Certified payroll is a weekly payroll report. If your business works on federally funded projects as a contractor or a subcontractor, you are required to submit weekly reports to the U.S. Department of Labor. The […]
Credit cards are a great way to spend your money, if you have the cash to back it up. In fact, many of experts advise using credit cards for day-to-day purchases because of their rewards. […]
Financial issues happen to the best of us. Even if you’ve never missed a credit card payment before, you might fall behind if you lose your job, get sick or have a big expense pop […]
If you’re considering opening a new business, one of the first things you’ll need to decide is what type of entity you want to run. Entity options typically include sole proprietorships, partnerships, limited liability companies, […]
Buying life insurance can be stressful because no one wants to think about the worst-case scenario. But the life insurance policy you take out on yourself isn’t really for you — it’s for your kids, […]
It’s funny how our financial realities can seem to take on a whole new meaning when lenders get involved. For example, when you think about your student loans, you might think about a monthly bill […]
The latest findings from a QuickBooks Payroll survey of over 1,000 small business owners found that 86% of small business owners take on at least one financial activity for their business, including processing employee payroll and calculating […]
If you need more financial flexibility, you might be thinking about taking out a personal loan. But with so many types of personal loans available, it can be tough to tell which will best fit […]
Depending on your business, you’ll need most of the information listed below. You can usually find it using your own records, previous payroll providers (if applicable), or from federal and state agencies. Here’s what you […]
Linda and Tony Granaghan spent 10 days in December in Torre del Mar, a seaside resort town nestled between the Mediterranean Sea and the Sierra Nevada mountains on Spain’s famed Costa del Sol. Yet the […]
Since credit reports can be used to determine credit scores, it’s not surprising that people want the best credit reports they can get. After all, credit scores can determine eligibility for a loan or line […]
Believe it or not, you can call your credit card company and ask them to lower the interest rate on your card. Even more surprising? They might actually do it. A CreditCards.com survey found that of the […]
Myka Meier, the founder of Beaumont Etiquette, recently told the Huffington Post that business etiquette is “more than just the practice of good manners and following respectful protocol when doing business with others — it’s the difference […]
Sure, you use money nearly every day, but how much do you really know about income, wealth, retirement and money in general? The facts about how wealth operates in our world are not as clear […]