If you’re shopping for a home mortgage, you’ve probably seen the term “mortgage points.” Before you take the next step to sign a mortgage preapproval or other borrowing commitment, it’s critical to understand how points […]

Borrowers with good credit may get a personal loan for mortgage closing costs. Bringing personal loan money to the closing table can help you finalize your home purchase. Some lenders, however, may deny your mortgage […]

Paying off your mortgage has been a monumental goal for decades now. But is it the right thing to do in the 21st century? Read on to find out 7 reasons not to pay off […]

Although mortgage interest rates have recently pulled back some, they’re still historically low. When rates were lower yet, I decided to refinance the mortgage on our home. I reached out to the mortgage guy I’ve been […]

What is mortgage fraud? Mortgage fraud refers to lying or omitting information to fund or insure a mortgage loan. It results in billions of dollars in annual losses nationwide. In 2021, fraud risk increased 37% […]

If you’re at or nearing retirement age and looking for a way to generate cash flow, a reverse mortgage can seem like a great idea, especially given all the star-studded ads for them floating around […]

Hiring a knowledgeable mortgage lender is one of the first steps you’ll take on your journey to homeownership. A good lender could help you make a sound decision about a major commitment. If you want […]

How much house can I afford? That is a question many home-buyers ask themselves when they are in the process of buying a new home. Purchasing a home is one of the most significant investments you will make in […]