Credit 101: What is a charge-off?
There are many terms in the world of personal finance, some of which might apply to you but you might not have heard of. The more you understand about these terms, especially when you’re reviewing […]
8 money moves to make when you become a grandparent
If you found out your child is expecting a child of their own, congratulations! It’s exciting to become a grandparent. While you likely won’t have to pay for every expense your future grandchild has, there […]
The trick to solving tension in the workplace
Employee conflict is inevitable in the workplace. There’s always a touch of drama wherever humans congregate. But an overlooked source of workplace tension could be your seating strategy. Your layout can either foster team togetherness […]
An insider’s guide to establishing yourself in real estate
Kristen Merlino is a real estate agent in New York City who has’s been in the real estate business for more than five years. In that time she has learned a few things about the industry […]
30 etiquette rules too many people are breaking these days
Social etiquette is one of those things that people tend to roll their eyes at these days. Nobody wants to be prim and proper anymore but, unfortunately, as we’ve let go of the etiquette rules […]
9 easy ways to volunteer for community service
If you find yourself with a lot of extra time on the weekends and want to put it towards a good cause, consider putting in some community service. Becoming a volunteer can be one of […]
How to avoid drowning in subscription fees
You’re likely signed up for more than one subscription service, between Netflix and Hulu to Amazon Prime and Spotify. While each service on its own may not cost much, the collective charges for these modern […]
How to manage your finances as an on-demand worker
On-demand work is a rapidly growing alternative to the nine-to-five job. Companies such as Uber, AirBNB, and GrubHub are effectively reshaping the economy. With on-demand work, workers can set their own schedule, work a variety […]
25 things that may be gone from the Earth by 2050
Our planet “clearly and unequivocally faces a climate emergency,” according to a new study by 11,258 scientists from 153 countries, which provides six broad policy goals that must be met to address it. The study, published […]
Hate your coworkers? Here are 6 things you should never do about it
Work can make anyone a little irritable. That’s why there’s such a big market for coffee mugs that say things like, “Don’t talk to me until I’ve had my coffee” or “I hate Mondays.” Hopefully, […]
End the clutter: How to manage your receipts
As a small business owner, managing your expenses can be a full-time job. Juggling receipts, bills and invoices can cause you to drown in piles of paper. However, the importance of keeping your receipts organized cannot be overstated. At the end of the […]
These are the 27 countries with the longest lunch breaks
Unlike in the United States where lunches are often microwaved and eaten quickly at our desks (or, even worse, in our cars), many parts of the world view the lunch break as a valuable part […]
Want to retire and live in an RV full-time? 8 things you need to know
Karen and Paul Soares once earned a combined income of $300,000, which they needed to maintain two homes and several vehicles. Now the couple travels the country, earning wages as musicians and living full-time in […]
What owner-financed homes are (& how to get one)
It can be difficult to obtain a mortgage if your credit isn’t in great shape — but a different financing option could come to your rescue. You may be able to bypass the bank entirely […]
Complete guide to filing self-employment taxes
In the past decade, the self-employment industry has grown more rapidly than any other employment segment, and the American Bureau of Labor Statistics expects it to continue to do so between now and 2026. The rapid growth […]
Federal student loan repayment options explained
If you have student loans, or will soon, you’re in good company. Nearly 44 million Americans owe almost $1.6 trillion in combined student loan debt. Federal student loans make up the biggest portion of this outstanding student […]
How to negotiate medical bills & avoid medical bankruptcy
Negotiate, negotiate, negotiate. That’s the mantra to remember if you’re behind on your medical bills or facing a medical bill you can’t afford. Understandably, most people want to avoid having medical bills send them into bankruptcy. In most […]
5 ways student loan debt can impact your credit
Student loan debt can be a stressful enough prospect without getting credit involved. But is your credit and how your student loan debt impacts it something you need to worry about as you work on […]
How would a payroll tax cut affect your wallet?
The recent volatility in the markets suggests the longest-running bull market in history may be slowing down. There is a growing concern a recession may be on its way. In response, President Donald Trump told […]
How to speed up your mortgage refinance
The saying “time is money” is even more true when you’re refinancing your home to reduce your monthly payment. The sooner you complete a refinance, the sooner you’ll be able to enjoy the benefits of lowering your […]
When is your car an actual business expense?
You can deduct the actual costs of using your personal vehicle for business use. How the tax rules work The IRS allows you to deduct the actual expenses of operating a vehicle, or take a standard mileage […]
24 easy ways to save money at college
It’s the start of a new semester. That means new classes, new books, and, unfortunately, new bills. But hey, nothing in life is free, right? From buying your assigned textbooks to figuring out the most […]
73% of women want to change careers. Here’s why & what’s standing in their way
According to a June 2019 survey by InHerSight, seven in ten women are looking to change careers, a figure up 28 percent since we posed the same question just last year. The reasons women want […]
Labor Day: Here’s what you need to know about union membership by state
Labor unions were first started in 1881 and now one in 10 workers in America is a member of a labor union, according to the Bureau of Labor Statistics. Being part of a union means […]
As peak hurricane season begins, some homeowners substitute confidence for preparedness
A few weeks into the most active part of hurricane season, homeowner attitudes have yet to reflect the real risk of storm damage. In a survey of 1,050 U.S. homeowners, ValuePenguin found that while 77% […]
Point-of-sale systems: The lifeblood of your small business
If you run a retail business, a Point of Sale (POS) system is an essential component to your success. A POS system is where your customer pays for your products, and you accept and record that payment. […]
27 commoners who became royalty
The 22nd anniversary of the death of Diana, Princess of Wales, is Saturday, Aug. 31. While marrying into the British Royal Family — or any royal family, for that matter — may seem like a […]
9 tips every entrepreneur can use
Opening a business is about much more than finances: It’s also about grit, resilience, and the commitment to learn and grow along the way. Over the years, we’ve picked up tried-and-true practices that have helped […]
7 industries with the most job openings
It’s a great time to be looking for work. There were 7.3 million job openings in the United States at the end of June, according to the Bureau of Labor Statistics. The job openings rate, […]
Are authorized users responsible for credit card debt?
Many credit card companies allow cardholders to designate authorized users on their account. This allows children, spouses, family members, and even friends and employees to access the cardholder’s line of credit. This can also help […]