7 tips to improve your credit in the new year
If this year wasn’t the kindest to your credit, there are plenty of steps you can take to get it back on the right track. Check out a few tips to improve your credit you might […]
22 little things that can add up to big savings
You will not get rich by saving pennies. The best path to wealth is through investing and saving big on living expenses. However, that doesn’t mean you should ignore the small things. Little things add up, […]
6 easy ways to give contact-free gifts this year
Online shopping is convenient, but a physical gift might have to be returned. Here are six easy ways to give contact-free gifts this year.
The ultimate gift guide for coffee lovers
Americans love their coffee. A March 2020 survey from the National Coffee Association (NCA) found U.S. coffee consumption was up by 5% since 2015 with 7-in-10 Americans drinking coffee every week and 62% drinking coffee every day. […]
7 quick ways to reduce your monthly expenses
These expenses include everything from a mortgage to electricity bills. If you feel like more of your money is going out than coming in, finding ways to reduce your monthly expenses is a must. The […]
How does unemployment work?
Millions of Americans who never imagined they’d be out of work—especially in what was until recently an incredibly hot job market—suddenly have been forced by the coronavirus pandemic to learn the ins and outs of […]
Unrealized gains & losses 101
When an investor looks at their portfolio and sees that it has gone up or down in value, it can feel exciting or terrible, depending on the day. However, the investor doesn’t actually make or […]
What’s causing America’s retirement crisis? 9 statistics you need to know
Many Americans face a more difficult retirement than their parents enjoyed, thanks to vanishing employer pension benefit programs, potential cuts in Social Security benefits and rising health care costs, according to “The Nation’s Retirement System”, a […]
What to consider before applying for a store credit card
Before you scoop up a Walmart or Kohl’s Credit Card this holiday shopping season, know that many store credit cards carry more risks than a standard card and may not match the value of a […]
Survey: Americans feel extreme loneliness heading into winter
Almost 1 in 4 Americans won’t see family or friends for any of the upcoming holidays, which could help explain why more than 1 in 10 are reporting experiencing severe loneliness. ValuePenguin surveyed more than […]
How to budget for a baby
Having a baby can fill your house with love. It also can take a toll on your finances. So while you’re obsessing about pink, blue, or both, try not to forget about the green. Just […]
6 tips on splitting the dinner bill with friends
You’re out to dinner with a group of friends and it’s been a wonderful evening. You shared stories and laughed over a delicious meal. It’s been a wonderful evening, but suddenly the sense of contentment […]
9 money myths debunked
Over the years, I have learned there are several myths about money that are not as obvious as they should be. Everyone has their own predispositions that influence how they save, spend, and earn their […]
Some of TV & film’s best & worst holiday gifts
Settle in under a comfy blanket, forget about finding all those amazing holiday deals for a few hours, and turn on a classic holiday movie. Before you hit “play” on the remote, you can test your holiday […]
Thanksgiving 2020 spending up 53% despite smaller gatherings, survey finds
Thanksgiving is a time for gathering over a meal with friends and family, but the holiday will look a lot different this year as a result of the coronavirus pandemic. Compared with years past, more […]
25 budget friendly morning routines to make the most of your day
Here are 25 budget-friendly morning routines that you should consider incorporating into your life to start your mornings right. Image Credit: iStock. 1. Drink some water After a good night of sleep, our body is […]
50 shopping tips for the 2020 holiday season
While the surging COVID-19 pandemic hasn’t fully canceled the holiday shopping season, it certainly has many Americans rethinking their plans. Per the 2020 Deloitte holiday retail survey, 38% of shoppers plan to spend less year-over-year due […]
Do you know the official motto for these 10 cities?
How’s your city slogan trivia talent? Certain cities are famous for a reason. Los Angeles is the “City of Angels,” Portland’s slogan is “Keep Portland Weird,” and Chicago is known as “The Windy City.” These […]
Bear market investing strategies
A bear market is generally defined as a drop of 20% or more from market highs. The term can be used to describe a specific security or the market in general. When a certain stock […]
20 reasons why everyone loves Dolly Parton
Country singer Dolly Parton is an American institution. She had her first No. 1 U.S. country music hit in 1970 with “Joshua,” and she’s never looked back, going from strength to strength and hit to […]
Tips for parents who are starting late for college savings
Have you ever asked yourself this question: “When should I start saving for my child’s college?” If so, then the standard advice given is to start early. (In fact, a Google search on “save […]
Scholarships, grants & student loans for Colorado students
Once you’ve been accepted to your dream college, you may feel like you’re floating on Cloud 9 — especially if it’s in Colorado, thanks to the state’s high elevation. If you’re seriously thinking about going […]
12 Apple Store gifts for under $50
While Apple may be synonymous with luxury in the tech world, there are things you can pick up at its store that fall under $50 — and we’re not talking adapters. Apple is actually making […]
How common are package thefts—and who are the thieves?
Shopping online and having items sent to your home is commonplace — perhaps more than ever with so many people stuck at home. Unfortunately, package theft has also become commonplace. Roughly 14% of Americans say they’ve been […]
50 of the world’s most beautiful underground places
Hidden cities. Salt mine shrines. Skull-encrusted catacombs. Glowworm cathedrals. Quell your wanderlust by scrolling through this gallery of the world’s most beautiful underground places. 1. Batu Caves Located in Kuala Lumpur, Malaysia, these limestone caves […]
3 ways to pay for your kid’s braces
Many people contemplate the cost of raising children long before they have them. There are daycare and preschool fees to consider, a possible increase in rent or mortgage payments if a family needs more space […]
Here’s what Americans are planning to buy this Black Friday
While in-store doorbuster sales may not be happening in 2020, that’s not going to stop Americans from spending on the biggest shopping holiday of the year. Adults in the U.S. are expected to drop a […]
The best holiday gifts for recent college grads
Christmas is one of my favorite days of the year. I love being with my family, drinking hot chocolate and eating cookies in our pajamas on Christmas morning. I also love opening presents! However, since I’ve […]
22 money moves to make this month
A month can make a huge difference to your personal finances. While there are some financial goals that will be long-term works in progress, there are a number of simple money moves you can make in […]
What does HODL mean?
For newcomers to cryptocurrency investing, there can be some confusing jargon used in forums and articles. Words like FUD, Moon and HODL, which originated as chat room slang, are now commonly-used industry terms. Navigating the crypto […]