Yes, in most cases it’s illegal to check someone else’s credit report. The Fair Credit Reporting Act (FCRA) is a federal statute that defines and limits who can receive credit-related information. The act lists […]
Americans have an absolute mountain of credit card debt in 2022 — $887 billion, to be exact. This credit card debt statistics page tracks Americans’ credit card use each month. We update this page regularly, looking […]
You know how when you are watching a gut-wrenching horror movie, you try to rationalize by silently repeating, “It’s just a movie.” Well, not to add to your horror-movie-induced anxiety attacks, but this mantra is […]
A trip down memory lane doesn’t always leave you with that warm and fuzzy feeling. But hopefully this one will show you how far America has come, thanks in large part to one agency. In […]
Sometimes making a cocktail can just feel like just a tad too much work, especially when certain recipes call for ingredients that you don’t typically have in your liquor cabinet or fridge. Then there’s all […]
What is the last thing you would like to say to the world? A stanza from your favorite poem that perfectly describes your legacy? Some profound quote on the meaning of life? A cheeky quip? […]
Gen Z might not use “bandwidth” and “don’t boil the ocean” in their everyday work jargon, but they’re bringing phrases of their own to the office table. Here are some of the most popular […]
These days, there’s no shortage of people spouting financial advice. The problem is, not all of it is good. Following unsound financial advice, without doing your due diligence, can lead to poor decisions and serious […]
With all the quick eats out there these days, it’s easy to slip into a diet with few nutrients to nourish your body. Everyone needs a processed snack now and again, but if you don’t […]
Singles finally got past social distancing and back in the dating scene. Until record-high inflation threw another wrench in their love lives, that is. Most adults, one survey found, say dating would be […]
Refinancing your student loans can lead to better rates and terms on your education debt. But if you don’t have good credit, it’s tough to qualify for a lender’s best rates. That’s where a […]
A whole lot of things, according to a new survey from Real Estate Witch — including mold, a leaky roof, and termites. Surprisingly, ghosts barely made the list of homebuyer fears. Even more surprisingly, the survey found […]
Debt across the country has dropped dramatically over the last few years and Americans still can’t afford major life events like marriage and retirement. A new study from Northwestern Mutual found that debt […]
One of the reasons I was able to build multiple income streams and an online business on the side of my day job is because I am a 100% remote worker. As much as the social […]
Feral cats are a common sight in many neighborhoods during the winter, but how do they survive? Introduction Feral cats are very common in the United States. In fact, it is estimated that feral […]
It can be hard to wrap your mind around the size of college student debts in America. When you’re talking about education-financing trends, the numbers are … huge. To the tune of $1.7 trillion […]
Homeownership is the American Dream. At least it used to be. Some of the shine wore off after the 2008 housing crash. For the first time, many Americans began to see how buying a home […]
Crock pot season is finally here! Sure, we can use the popular slow cooker year-round. Once school goes back into session and the season starts to change, though, there’s something amazing about the set-it-and-forget advantages of […]
Economic recession often correlates with weaker job security, lower investment returns, and diminished consumer purchasing power. As a result, it can have significant implications for your personal finances. Fortunately, you can insulate yourself from […]
No matter what’s going on in the world politically and economically, people will always need to trade – and the US will still rely on imports and exports to regulate the flow of commodities. In […]
Need some fun had healthy Halloween recipes? It’s my favorite holiday, so I add to my collection of Halloween-inspired recipes every year. Here are just a few of my favorite healthy Halloween treats! Related: 42 […]
While forced labor still exists throughout the world, one place where it’s especially pervasive is the South China Sea — especially in the Thai fishing fleet, according to a 2016 investigation by the New York […]
Whether you’ve just graduated from college or you’ve been making payments for years, your student loan debt can seem endless. When you take out a federal student loan, the Standard Repayment Plan is 10 […]
Total Cost of Attendance The University of North Carolina at Chapel Hill (UNC) is a public institution that’s considered a “public ivy”—meaning it offers an education similar to that of an ivy league university. […]
The median home sales price in Indiana rose 11.8% year-over-year by April 2022, according to Redfin, to nearly $255,000. This represents an annual increase of nearly $27,000. At the same time, the number […]
Total Cost of Attendance Baylor University is known for its high-caliber education and Christian values. Baylor University tuition is $50,232 a year (based on 2021-22 numbers). In comparison, the average tuition for four-year private […]
There are many threats to safety in the United States, ranging from the COVID-19 pandemic through natural disasters to mass shootings and traffic accidents. There are also risks beyond hazards that can cause physical harm, […]
If you scan real estate websites, you’ve likely noticed homes listed as foreclosures or bank-owned properties. Some of the prices might look good, but buying and financing a foreclosed home isn’t a cakewalk. Here are […]
Withdrawing money from a 401(k) to buy a house may be allowed by your company-sponsored plan, but this tactic is not always advisable, especially for first-time home buyers. When it comes to using […]
Investing can be complicated and intimidating, so people often look to hire a financial advisor to help figure out the best solutions to meet long-term financial goals. But before they hire an advisor, investors […]