When you login to your bank account online, you might notice an option to choose a beneficiary. Generally, a beneficiary is someone who’d inherit your account after your death. The official name is a “payable on death” […]
For years the holiday shopping season kicked off on the day after Thanksgiving, aka Black Friday. Now retailers have started to offer deals as early as Nov. 1. The National Retail Federation reports that these […]
It might surprise some people to find out that Social Security benefits are not exempt from being taxed, taking a bite out of their potential retirement income. Luckily, most states don’t tax Social Security — currently 37 of them, to be […]
In 2019, student loan debt in the United States hit $1.6 trillion, the highest it’s ever been, according to data compiled by the Federal Reserve Bank of St. Louis. But that debt doesn’t affect all borrowers […]
These days, a battle of the generations is taking place in the culture. People wag their fingers at the just-coming-of-age Generation Z and their phone-dependence and inability to play outside. “OK boomer,” they reply. Gen Xers mock […]
The Department of Labor’s new overtime rule takes effect on January 1, 2020. Here’s what to expect and how to prepare. We’ve written about it again and again and again (20 times, to be exact) over the past four years. And […]
Income inequality in America is at its highest point in the last 50 years, according to recent data from the U.S. Census Bureau. Nearly a third of U.S. households have more credit card debt than they […]
Between the gifts, gatherings, and endless little tasks, you’re already exhausted — and the holidays aren’t even here yet. Nearly two-thirds of respondents to an American Psychological Association survey said they sometimes, or often, felt fatigued during […]
Whether you have great credit, bad credit or you’re somewhere in between, the principles you must follow to build your credit are generally the same. Improvement takes time, but if you follow best practices you […]
Thanksgiving is a time to gather with family and friends and enjoy a memorable meal. For some, the annual food extravaganza may not be quite as relaxing or enjoyable, particularly for those footing the bill […]