Whether you’re looking to buy your first home or your fifth, putting money down upfront will reduce your monthly mortgage payment, total interest charges, and perhaps even the loan’s interest rate. If you currently own a home, […]
It’s a well-known fact that doctors tend to make a good amount of money. (One of the great perks to being a doctor, other than the “saving lives” part.) But compared to other high-earners, you’ve […]
The United States has what’s called a progressive federal income tax system. As a person’s income increases, the taxation percentage progressively goes up. When asking, “How do I know what tax bracket I am in?” […]
Money doesn’t grow on trees but do your kids know that? As parents, we must teach our kids basic life skills, and that includes talking about money. Basic financial literacy for kids is an important […]
2020 was dominated by the pandemic, political events, and social movements. But in-between, there were plenty of other memorable moments worth revisiting, from pop culture to protecting your loved ones. Here’s a look at some […]
I awoke thinking about the line “The Difference Between Dreaming and Living is Doing.” It occurred to me how real that statement is. So many people dream great dreams and have fabulous ideas but never […]
With scary statistics like 59% of Americans living paycheck to paycheck, or 67% of Americans struggle to pay a $1,000 emergency, we need to step up our game. Know what your short term financial goals are to […]
Self-care is an expression you hear a lot about these days but rarely when it comes to your finances. Although at first, it might not seem as comforting as, say a trip to the spa […]
All investments carry some risk, but the difference between speculating and investing can illustrate the level of risk involved. Speculating often describes scenarios when there’s a high chance the investment will deliver losses but also […]
It’s possible to make money in the market no matter which way it moves — up, down or sideways (which are the only three ways markets can move). For new investors, this often seems like […]