Are you about to overpay for your dream home?
Have you ever felt the pressure to become a homeowner? If so, you’re not alone. Even if you haven’t been encouraged into homeownership directly, you may have felt the pressure in subtle ways — from […]
How are employee stock options and RSUs different?
Two of the most common employee stock plans, employee stock options (ESOs) and restricted stock units (RSUs), both give you the chance to eventually become a shareholder in your company. While these benefits may sound […]
How much should I spend on a house?
Enjoying a leisurely dinner with friends. Hearing laughter as the neighborhood children play on a swingset out back. Snowy evenings curled up with a cup of hot chocolate. Whatever you imagine for your home, you […]
How often can you refinance your home?
Other than possible lender-imposed waiting periods after a mortgage loan closes, you can refi as many times as your heart desires. But you’ll want to crunch numbers and think about more than interest rates. Homeowners […]
How to determine your retirement goals
The median retirement account balance for all working Americans is $0, and half of those households are over age 55 (not a typo). But it’s not just a problem for the Boomers. Research has also uncovered […]
Tips for creating a financial plan
It’s time to talk about the big picture for a minute, so close your eyes and imagine your future. What does it look like? Are you sitting poolside, sipping margaritas while someone else takes care […]
Student loan options: What is refinancing vs. consolidation?
Student loans can have a way of making you feel like a hamster in a wheel — spinning like crazy but getting nowhere fast. And while knowing that around 44 million Americans carry student loan debt might […]
5 ways to achieve financial security
We all have a vision for our financial futures, whether it’s a vacation home on a tropical beach, a completely debt-free (and work-free) retirement, or selling everything to buy a cabin on that cruise ship […]
6 moves to make before a market downturn
For Americans who view the stock market as a spectator sport, it can be entertaining to watch TV’s financial pundits roll up their sleeves and start waving around at charts that show large, downward-pointing arrows […]
4 tips for paying off a large credit card bill
You know which three little words no one wants to hear? Credit card debt. It can go from zero to thousands with one quick swipe or build at a slow creep — a nice dinner […]
How often should you check your investment accounts?
In theory, the concept of “set it and forget it” feels pretty ideal with the rise of automated investing apps. But in reality, investment opportunities should come with a sidebar course in willpower and self-discipline. Especially if […]