Below is a list of some of the balance transfer credit cards out there offering the best introductory offers and lowest balance transfer fees, helping you to get as much time as you can to […]

So, you’ve found a mistake on your credit report — now what? It’s time to file a dispute. But if that task seems daunting, or if you’re worried it won’t be worth the effort, keep […]

Secured credit cards can be a helpful tool for building credit, and there are many to choose from — both to help you build personal credit and to help you build business credit. Below are some of […]

When tax season is upon us, it feels almost as if no one can escape the pressure. First, there’s the wrangling of the documents, then the decision of filing for free or paying for help, […]

If you’re not thinking of buying a house or car soon, or applying for a new credit card, then you might think there’s no reason to check your credit. It’ll be there when you need it, […]

Disputing credit report errors is an important step to take in building good credit, but that doesn’t mean it’s always an easy or straightforward step to take. Although credit report errors can be fairly common, […]

If you’ve ever been in the market for new credit, then you’ve probably developed a healthy interest in your credit scores. These numbers are, after all, the keys to whatever dream of yours that credit […]

On-time payments are a simple concept, but do you know how influential they can be to your credit scores? Turns out, one of the key components to building credit is as simple as making sure […]

Learning about credit can sometimes create more questions than answers. You need credit to build credit, for example, but how much of that credit do you need to use overall? We’ll need to talk about […]

Did you ever think that you’d be graded on anything as an adult? After years of schooling and report cards, it can be a relief to enter the “real world” — that is, until you […]

Until recently, utility bills could only affect your credit if you didn’t pay them on time. (All the while months or even years of on-time payments didn’t do a thing to help you build credit.) Well, […]

Credit scores have become synonymous with credit reports over the years, but there are some key differences you should know about. For one thing, you might be surprised to find upon reviewing your free credit reports that […]

As if debt wasn’t confusing and frustrating enough as it is, there are times it can be bought and sold almost like any other product. When that happens, what does it mean for you, your […]

If you’re ever reviewing one of your credit reports and you discover inaccurate information, you can dispute it. But what do you do if a credit report dispute doesn’t work? Has that already happened to […]

Credit is often the last thing we think of when we start planning for a large purchase – like a home or a car. The problem is, it takes time to build or improve credit. […]

There are many ways to improve your credit, but most of them require consistent time and effort. However, a new pilot program from popular credit scoring company FICO® could change that. If the program goes […]

In 2017, $16.8 billion was stolen from consumers in the U.S. This data, uncovered by Javelin Strategy & Research in their Identity Fraud Report, illustrates the growing problem of identity theft. And although you can freeze your credit […]

Chances are, your new year resolutions have something to do with money. Whether the goal is to save more, budget better, or pay off debt, most of us put better financial habits towards the top […]

There are few things more jarring than opening your wallet and realizing your credit card is no longer there. A close second could be logging into your account and noticing a slew of charges that […]

The term “credit repair” itself sounds nice and helpful, but has been hijacked by more than a few less-than-reputable companies. However, that doesn’t mean the idea of repairing your credit isn’t an important one — […]

Identity theft is on the rise yet again, and this time fraudsters’ methods are changing. According to Javelin Strategy & Research, in 2017 social security numbers were compromised more than credit card numbers for the first […]

Raise your hand if you’ve been feeling the desire to put your credit on lock-down and if that desire grows stronger with every new data breach that’s broadcast on the news. It’s a tough world […]

Is there anything worse than moving? Between packing up all of your belongings, lugging them across town just to unpack them again, and the upheaval that happens in the process, a lot can get lost […]

It should be easy to obtain your credit report, right? After all, it’s become fairly well-known that we should all review our credit reports, and there are more tools than ever to help us do […]

A college education isn’t a short process, and there are times when people find that it’s just not the right choice for them, or that life circumstances won’t allow for the time investment. So, what […]

When you think about your credit report, do you ever wonder who’s compiling all of this information about you and why? How did the idea to monitor people’s financial activity even come about in the […]

Credit scores are a hot topic these days, and the more information that comes out about them, the more you might start to start to wonder where your credit score stands among the rest. Credit […]

Did you know that there are two types of credit inquiries, and that only one of them has an effect on your credit scores? Read on to learn about hard credit inquiries and how they […]