Payday loans are notoriously expensive and difficult to pay off, and they’ve become easier to get thanks to their prevalence online. What does that mean for the consumer who seeks out these loans due to […]

So, you need a new car, but your credit isn’t in great shape — what can you do? Believe it or not, there are ways to finance an auto loan even if you don’t have perfect […]

I’ll never forget my first credit card. I was in college and walking by a booth on campus where a bank was offering credit card applications. I wanted to buy tickets to a concert, but […]

Debt has a way of making one feel stuck in an endless cycle, but paying it off doesn’t always have to be a slog. Personal loans can be used as a tool to reduce the interest on […]

If you’ve ever felt the rules of credit management to be elusive, you’re not alone. Luckily, credit reporting companies are fairly transparent about what it takes to build and maintain good credit, and much of […]

There are many terms in the world of personal finance, some of which might apply to you but you might not have heard of. The more you understand about these terms, especially when you’re reviewing […]

It can be difficult to obtain a mortgage if your credit isn’t in great shape — but a different financing option could come to your rescue. You may be able to bypass the bank entirely […]

Student loan debt can be a stressful enough prospect without getting credit involved. But is your credit and how your student loan debt impacts it something you need to worry about as you work on […]

Some things in life are just easier to ignore, especially when we feel powerless. Take data breaches, identity theft, and credit card theft, for example. While it may seem that there’s little you can do to avoid […]

Cosigning on a loan is a generous act. After all, you’re putting your money and your credit on the line to back the borrower — you’re saying that you have faith in their ability to […]

There are several factors used to determine your credit scores, including your “credit mix,” or the types of credit accounts you have in your name. But even though having more than one type of credit can […]

Every year Experian releases a report called the Annual State of Credit Report, which highlights trends in consumer borrowing and credit. The latest report provides a peek into how consumers have been handling debt and credit […]

You already know you have a credit report. (Well, three, but we can get to that later). You already know that the information on your credit report affects your credit scores (more than one there, […]

When you need help financing a purchase or paying off debt, you might find yourself comparing the options of taking on a personal loan or applying for a new credit card. But which one is […]

Chances are when you’re reviewing your credit reports you’ll see terms you don’t tend to use in daily life. This can make for a confusing time trying to understand what’s what, especially when you’re looking […]

Credit cards can be a tool to help you build credit, and they’re useful for emergencies or for shopping without putting your debit card at risk of data breaches.  However, if your history with credit has […]

Is there anything more satisfying than paying off a credit card? With double-digit interest rates that can send even the smallest of balances soaring, the effort to pay it off can be arduous. When you […]

Out of all the factors that influence your credit scores, there’s at least one that you don’t have to put much effort into: credit history. But even though this may be the easiest credit score […]

When you need help financing a purchase or paying off debt, you might find yourself comparing the options of taking on a personal loan or applying for a new credit card. But which one is […]

Terminology can get pretty confusing in the world of credit reports. An example of this is the idea of revolving accounts. To you, these could simply be your credit cards or lines of credit. To […]

You already know you can get a free credit report, or all of your credit reports for free, once per year. But what about your credit scores? Lately, credit scores have become fairly easy to […]

There are many reasons to take out a personal loan like financing a big purchase or even paying off debt, but you’ll want to consider several factors before you do. Here are seven personal loan mistakes to […]

Credit affects much of our daily lives — sometimes in ways we don’t expect. That’s why it’s so important to watch out for credit reporting errors. Here are five ways a mistake on your credit […]