Out of all the financial products out there, credit cards can inspire some of the strongest opinions. Some people see them as a useful tool for secure purchasing or even earning rewards on their purchases, […]
One of the benefits of leasing a car is that it can be a shorter-term commitment than buying — but what if it still ends up being too long for you? You might be able […]
A “rule of thumb” is a mental shortcut. It’s a heuristic. It’s not always true, but it’s usually true. It saves you time and brainpower. Rather than re-inventing the wheel for every money problem you face, personal finance rules […]
Did you know you can accomplish the tasks of making it easier to pay off debt and improving your credit at the same time? It might seem too good to be true, but one good […]
Personal loans are having a moment. According to data from credit reporting company Experian, they’re growing faster than any other type of debt, with the second quarter of 2019 alone seeing a collective balance of […]
So, you’ve disputed an item on one of your credit reports, and now you’ve gotten your response. Now what? These tips about how to read the results of your credit report dispute can help. 1. […]
How does credit repair affect your credit? One would think the answer should be fairly obvious — the entire point of credit repair is to improve credit. But it might not always work out that […]
Credit cards are a financial fact of life for many people, but have you ever stopped to think about how they might affect your credit? Although there are many purposes credit cards can serve — […]
It’s funny how our financial realities can seem to take on a whole new meaning when lenders get involved. For example, when you think about your student loans, you might think about a monthly bill […]
Since credit reports can be used to determine credit scores, it’s not surprising that people want the best credit reports they can get. After all, credit scores can determine eligibility for a loan or line […]
We build credit to be able to use credit, but there are times when we’re afraid using it will damage the credit we’re trying so hard to build. If we go back and forth on […]
So, you filed a dispute on your credit report, and you didn’t agree with the results. Therefore, you filed a dispute again … only this time you received the dispute-killing designation of “frivolous.” Now, what? […]
Sometimes the pursuit of perfect credit leads us to worry about utilizing the very products good credit gives us access to. A healthier way to look at credit would be to know that there are […]
So, you’re ready to buy a new car. There are more options than ever these days, but they all pretty much come down to two main categories: Buying a car from a private seller that […]
Have you ever thought of buying a car online before? I certainly haven’t. As much as I love technology and the idea of having just about anything delivered to my door, cars are one product […]
Whether you’re surprised to see them or knew they were there, it’s never fun to see derogatory items on your credit reports. From collections accounts to charge-offs to late payments to bankruptcies, these items can […]
Installment loans can be useful financial tools. But is it safe to get an installment loan online? Here’s what you need to know about online installment loans. What is an installment loan? An installment loan […]
Do you need a new credit card, but are afraid your credit history might get in the way? There are credit cards designed to help people improve their credit –– some even offer no credit […]
Cars can be a stressful purchase. Reliable cars don’t come cheap, they’re necessary for daily life in much of the United States, and you don’t always get to decide when it’s time to buy. As […]
Oftentimes financial planning can feel like a lonely, confusing endeavor. However, there are calculators that can help you see how to make the most of your money through strategic changes, as well as some that […]
If you’ve been thinking of taking out a personal loan, you’re not alone. Data from TransUnion shows that outstanding balances on personal loans went up 18 percent in the first quarter of 2018. However, many of […]
It’s easier than ever to borrow money by finding short-term loans online, but should you? Although convenient, these products aren’t always a good idea for everyone. Below are a few pros and cons of online […]
Out of all the financial products out there, credit cards can inspire some of the strongest opinions. Some people see them as a useful tool for secure purchasing or even earning rewards on their purchases, […]
It’s always preferable to enter a negotiation with the strongest possible hand, but having bad credit can sometimes make that difficult to do. Does that mean you can’t get a good deal when trying to […]
Credit reporting errors are not uncommon — but what about credit report disputes? Many consumers might not even realize that there could be errors in their credit reports, much less that they can dispute those […]
When it comes to getting help with debt, much of the “help” can provide more confusion than clarity and more cost than comfort. Case in point: The term “debt relief” doesn’t even have one particular meaning. […]
The home-buying process isn’t for the faint of heart, and the closing process is the final step of a potentially long road. The question is, how long does it take to close on a house? And how […]
It may seem as though you’re on your own when it comes to figuring out how to build and maintain good credit, but it doesn’t have to be that way. There are plenty of tools available […]
Typing your credit card number when making an online purchase can be a nerve-wracking experience. What if a hacker is “watching” and is able to obtain your personal financial information? Luckily, a product called a […]
If you’re in the market for a new car, a lease can make it easy to try something new without the commitment of a purchase. But what if a lease lasting for several years feels […]