Native Americans are the most likely group to be unbanked in the U.S., according to a Federal Deposit Insurance Corporation (FDIC) survey, and many lack access to banking services and ATMs. Native American-owned banks and […]
If you’re a student loan borrower in the Hoosier State, you might have options to get your education debt forgiven. According to the Education Data Initiative, the average student debt in Indiana is $32,874 per […]
While volunteering doesn’t come with a big paycheck, it may help you pay off your student loan debt. There are several volunteer programs that are eligible for student loan forgiveness after a certain number of […]
If you’re a student loan borrower in the Sunshine State, you might have options for getting your student loans forgiven. In fact, Florida offers two student loan relief programs to qualifying professionals who live and […]
It can be difficult to refinance student loans with bad credit, as many lenders require good to excellent credit for approval. But that doesn’t mean you’re out of options—you might be able to find a […]
The 30-day money saving challenge is a great way to save nearly $500 extra dollars in a single month. It asks you to save a different amount each day of the month, anywhere from $1 […]
The national student loan debt is about $1.77 trillion, with the average federal student loan debt balance totaling close to $38,000. If you’re one of the nearly 43 million borrowers with student debt, you may […]
Student loan wage garnishment is when a lender orders your employer to withhold a certain percentage of your paycheck every month to pay back a past-due loan. You’ll receive a smaller paycheck, since a portion […]
If you’re an independent contractor, gig worker, or small business owner, your income probably varies from month to month. While budgeting on an unpredictable income can be tricky, it’s worth taking the time to figure […]
If you lose your wallet, you may start to panic and have no idea what to do. And you may wonder how to get money when you lose your wallet. Unfortunately, you may not be […]
Gender affirmation surgery can range anywhere from $3,000 to tens of thousands of dollars, depending on the procedure and provider. Common Gender Reassignment Surgery Costs The type of surgery you get, as well as the […]
Negotiating Student Loan Payoff: How It Works Falling behind on student loan payments can lead to a number of negative consequences, including frequent calls from debt collectors and damage to your credit. If you’ve defaulted […]
A 529 plan is an investment account that’s mainly used to pay for college and other educational expenses. You can also use 529 plan funds to pay off student loans, thanks to a law that […]
Refinancing your student loans can lead to better rates and terms on your education debt. But if you don’t have good credit, it’s tough to qualify for a lender’s best rates. That’s where a […]
Editor’s Note: Since the writing of this article, the Biden administration has extended the pause on federal student loan repayment through Dec. 31, 2022. How long it takes to consolidate student loans varies […]
Student loan deferment allows you to postpone student loan payments temporarily. You can often defer student loans while you’re enrolled in school, but you might also qualify due to financial hardship or other reasons. While student […]
Students enrolling in college for the 2020-21 school year are facing a very different set of circumstances than ever before. With the coronavirus pandemic still surging across the U.S., many colleges have delayed reopening for […]
Did you know that 7 in 10 college students take out loans to pay for school, graduating with an average balance of more than $29,000? This isn’t exactly the ideal way to start out your […]
Compared to other types of debt, student loans have some of the lowest interest rates around — especially if you borrow from Federal Student Aid. And for the 2019-20 year, interest rates have fallen on federal […]
Even if you have an unlimited meal plan, you might want to eat off campus from time to time. But as a broke college student, you also don’t have tons of money to spend on […]
Getting your student loans forgiven would be a dream come true, but federal programs have strict requirements about who can qualify. For instance, only those who work in public service can apply for Public Service Loan […]
With tuition costs higher than ever, some college grads are finding themselves with student loan balances of $100,000 or more. If you’re one of them, you might be feeling completely overwhelmed about tackling this mountain […]
These days, there’s an app for everything — including the FAFSA (the Free Application for Federal Student Aid). The Department of Education has gone mobile, and you can now file for student financial aid right […]
As a college student, you could be studying literature, engineering or international relations, but unless it’s a special focus for your major, personal finance might not be on your course list. Learning how to handle […]
From December 2015 until now, the Federal Reserve’s target interest rate has increased eight times. Although rate hikes tend to be a sign of a strong economy, they’re not so fun if you’ve got a […]
In many cases, the answer to this question is yes. Refinancing may bring down your interest rates if you qualify, saving you money on your student loans. Plus, it gives you the chance to choose new repayment […]
From bullying at school to discrimination in the workplace, those in the LGBTQ community have suffered many disadvantages throughout their lives. Fortunately, the nonprofit organization Campus Pride helps students discover colleges with LGBTQ-friendly practices, policies and programs. Of course, […]
Student loan forgiveness is often considered a smart way out for borrowers struggling with debt. But is it really the great solution people think it is? As with many student loan-related questions, the answer is […]