Every November, federal regulators reset the maximum loan sizes for government-backed mortgages, and the 2026 numbers are now in effect. If your target loan amount was just above last year’s cutoffs, these increases may move […]
For the first time in years, homebuyers have real negotiating room. The mid-2026 market is defined by three shifts that all favor the buyer’s side of the table. 1. Price growth has nearly stopped The […]
American homeowners are sitting on roughly $34.5 trillion in home equity as of mid-2026 – near record territory, and about $302,000 per homeowner on average. What has changed this year is the cost of reaching […]
You compared quotes online, picked the best one, and started the purchase. Then the price came back higher than the quote. Sometimes a little, sometimes dramatically. You didn’t mistype anything, and you didn’t lie. So […]
For the first time in years, homebuyers have real negotiating room. The mid-2026 market is defined by three shifts that all favor the buyer’s side of the table. 1. Price growth has nearly stopped The […]
Whether a 2026 refinance makes sense comes down to one question: what rate are you holding now? With the 30-year fixed near 6.5% at mid-year, the answer splits borrowers into three camps. Who wins by […]
Foreclosure-process events across RateZip’s tracked homes rose 32.6% in the first half of 2026 versus a year earlier — from 55.4 to 73.4 events per 10,000 tracked homes. Florida climbed 87.7% and Georgia 73%, while […]