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I love simplicity. But sometimes, even if you avoid the trap of over-simplifying things, the simple answer is far from easy. Case in point: the $1,000-a-month savings retirement rule. If you’re not sure what that is, here’s a quick explanation, […]
We had just moved to the U.S. Both of us were 30, and we had two toddlers. We needed to have enough money to buy a used car and some cheap furniture. To raise that money […]
How much you need in a designated emergency fund depends on many factors, not least of which is your level of non-discretionary expenses.