Why you should never buy life insurance for children
Never buy life insurance for children. Life insurance is a tool that can protect your entire family. There are two ways that this tool helps them already: 1. It protects you from an estate tax […]
How to refinance your credit card debt fast & save huge
If you’re saddled with high-cost credit card debt it can feel like you are in a prison. That expensive old debt weighs down your credit rating so it’s hard to refinance at a lower rate. […]
5 ways to reduce debt & increase your credit scores
We all know how paying your debts on time and correcting credit errors can improve your credit score. But you can also improve your credit score by reducing your debt. Credit scoring models consider credit utilization to be the […]
Can you retire now? Here’s the complete answer
It’s entirely possible that you have enough money to retire now, but you may not know it because you may not be asking the right questions. It’s also possible that you are planning to retire […]
Help! My credit cards are maxed out – what now?
When you reach a point where your credit cards are maxed out, a whole chain of events begins to unfold, none of which are pleasant. It’s not a significant issue if one of your credit […]
Do you need a professional trustee to manage your living trust? Probably not
Naming a professional trustee for your living trust is a dangerous proposition. Let me share an example that illustrates why. Joanie and her brother have been trying to settle their mother’s estate for the last […]
How to buy life insurance for people who are ill
Just because you have poor health doesn’t mean that you can’t get the life insurance you need. I usually get an e-mail at least once a week asking if there is such a thing as […]
How to make extra money with skills you already have
It’s mind-blowing that more people don’t use the common skills and resources they already have to make significant extra income. As you’ll see, this can be an easy mission to accomplish. By the time you […]
How many bank accounts should I have?
If you’re asking yourself how many bank accounts you should have, I can almost guarantee that you have too many already. While this may seem like a minor and benign issue, I can assure you […]
Why it’s so hard to eliminate credit card debt
There are all kinds of strategies for eliminating credit card debt. Entire books have been written on the subject. However, anyone who has tried to pay their debt down knows that it’s much easier said […]