Is 620 a Good Credit Score?
A 620 credit score is considered a “fair” score. That means it’s higher than a “poor” score yet lower than a “good” one. Your credit score is a three-digit number that summarizes how well you’ve […]
Student Loan Borrowers: These 7 Federal Programs Could Help Pay Off Your Loans
Approximately 61% of college graduates have student loan debt, according to data from the National Center for Education Statistics, and most of that money owed (more than 90%) is in the form of federal student […]
How soon can you refinance an FHA loan?
There is no waiting period for borrowers who want to refinance an FHA loan and switch to a conventional loan. But that doesn’t mean it’s automatically a good idea. When you refinance a mortgage, you […]
Are my refinanced student loans tax deductible?
While the principal of a student loan isn’t tax deductible, the interest you pay on it can be — and that includes refinanced student loans. If you’re eligible, you may be able to deduct up […]
Could the latest federal student loan changes hurt or help you?
The Free Application for Federal Student Aid (FAFSA) is a form that incoming and returning college students (and their parents) need to fill out to be considered for federal financial aid. The FAFSA helps students […]
8 of the cheapest (& most expensive) home siding options
You may think of the siding on your home as the part that “dresses it up.” However, it does more than that — siding protects your home from rain, sleet, and snow, it improves energy […]
7 costs that could jeopardize your home bump-out plans
A bump-out addition is a small add-on to a home that doesn’t qualify as a full-blown addition. A bump-out can consist of a jutted-out section of a home two or three feet or it can […]
Is the new pay-as-you-earn student loan plan really better for borrowers than the old one?
Revised Pay as You Earn (REPAYE) and Pay as You Earn (PAYE) are two different federal income-driven repayment plans. These plans extend your federal student loan term and set the repayments at 10% of your […]
10 student loan refinancing myths that could be costing you big time
Just as there are student loan myths floating around, there are just as many regarding student loan refinancing. Refinancing means working with a private lender, which will take your existing loans (potentially both private and federal […]
Help! My electric car battery died. How much is it going to set me back?
Electric vehicle (EV) batteries can be expensive. Depending on the type of EV you own, the battery could set you back $3,500 to $20,000. Based on a federal requirement, the manufacturer’s warranty for an EV […]
8 quick & easy tips to spruce up your home on a budget
Home renovations in the U.S. average $48,264, and most projects range between $17,709 and $78,971. The size of your space is one of the biggest factors in how much your remodel will cost. Per square […]
6 ways refinancing your student loans could save you cash
Refinancing allows you to consolidate your existing student loans — you trade multiple loans for one student loan payment. When you refinance, you may be able to lower your monthly payments, reduce your interest […]
Will refinanced student loans be forgiven?
Student loan forgiveness means that you are no longer required to pay back all or a portion of your federal student loans. Federal student loans are student loans that come directly from the federal […]