Do I need life insurance?
If you’re trying to decide if you need life insurance, a good place to start might be to ask yourself: Would anyone be put at risk financially if I weren’t around anymore? If the answer […]
Money management for college students
Parents expect that their children will head off to college with concerns about fitting in, finding friends, and not failing classes. What they may not think about, is the stress students may have from worrying […]
How does unemployment work?
Millions of Americans who never imagined they’d be out of work—especially in what was until recently an incredibly hot job market—suddenly have been forced by the coronavirus pandemic to learn the ins and outs of […]
How to budget for a baby
Having a baby can fill your house with love. It also can take a toll on your finances. So while you’re obsessing about pink, blue, or both, try not to forget about the green. Just […]
Is there such a thing as a safe investment?
Stocks are predictably unpredictable. And yet, even the media pundits who are paid to talk us through those roller-coaster twists seem to be surprised when there’s an especially big rise or dip in the market. […]
Average cost of medical school
Did you declare you’d be a doctor someday back when you were just a little kid? Perhaps your parents bought you one of those toy medical bags, with a plastic stethoscope and tiny bottles for […]
Tips for teaching your kids about investing
People talk about improving financial literacy for kids, but few seem ready to do much about it. According to the Council for Economic Education, only one-third of states require their students to take a personal finance class. […]
Can medical bills affect your credit report?
Medical costs can sneak up on you. They’re often confusing and even frustrating. Billing statements may be hard to read. So can an insurer’s explanation of benefits (EOB). Sometimes there’s a coding error or the […]
Exploring student loan forgiveness for nonprofit employees
Public Service Loan Forgiveness. The unicorn of student debt. Its very existence is debated. Thousands of federal student loan borrowers pursue it. And for those who could prove they’d decided their lives to doing (the […]
5 ways to keep track of your expenses
Why is it important to track your spending? Let us count the ways: It can help you set and meet your goals. It can give you more day-to-day control. It can boost your ability to […]
6 investment risk management strategies
We take risks all the time Risk is everywhere, every day. Some people take steps to protect themselves and manage that risk. Others leave it up to luck. The same holds true when it comes […]
US Recession History: Reviewing past market contractions
From time to time, media outlets that cover financial news will report rumblings of a coming recession. And that can be a little nerve-jangling. The potential problems are not unknown, because the country has been […]
7 ways to avoid monthly account maintenance fees
Have you ever heard the old saying, “Penny wise and pound foolish”? It’s a little knock at folks who tend to be frugal about small expenditures but not so cautious when they’re buying the big […]
4 ways to pay for your child’s tuition
If you’re a parent who has always dreamed of sending your child to college someday, you’re probably well aware that tuition costs have increased pretty drastically over the past 20 years. According to data reported in an […]
How to save money from your salary
Americans are notoriously bad at saving money. Not just in the traditional sense, for the big stuff we want, like a car, college, a home and retirement. But also for the little bumps and hiccups […]
How much money should I spend on rent?
Maybe you can’t afford to buy a house just yet. Maybe you prefer renting to buying. Or maybe you’re just waiting for the right home to come along before you commit to owning. Whatever your […]
What percentage of income should I save?
Putting a portion of every paycheck into savings can be an important step toward building financial security. Parents, financial professionals and TV pundits like to press that point when they talk about setting lifetime goals, […]