Buying a home? You’ll want to buy this, too
Buying a house, for most of us, is the single largest purchase we’ll ever make — which is exactly why having the right amount of homeowners insurance is so important. “How much home insurance do […]
You may want to raise your homeowner insurance deductible. Here’s why
Homeowners insurance is not quite as simple as paying each month and then, if something bad happens, the insurance company will automatically cover it all. Generally speaking, you’ll still be on the hook for a […]
How to get car insurance in 3 easy steps
Congrats, new driver: Hitting the road goes a long way when it comes to freedom, autonomy and just plain fun. But when it comes to driving, it’s safety first — and part of driving […]
Vacations & weddings: Surprising ways people are using personal loans
Here are some common reasons people take out personal loans and whether or not they’re advisable. Image Credit: Julia_Sudnitskaya / iStock. 1. Using a personal loan to go on summer vacation Given that 72% of […]
32 ways to boost your retirement savings
Saving for retirement is one of the most important financial goals there is, but it isn’t always easy. Even with the best intentions, it can be difficult to discipline yourself to put money away for […]
25 ways to make money outside your day job
Whether you’re caught in a tight spot or saving up for something big, like a vacation or a new home, you may be looking for ways to bring in extra income while still working your […]
Here’s what cozy, charming & other real estate terms really mean
As you read real estate listings, you may come across industry jargon and certain catchphrases again and again. Paying attention to and understanding these terms can provide valuable clues about the home and the seller’s […]
How to deposit cash at an ATM
Can you deposit cash at an ATM? The answer depends on your bank, the ATM you’re using and a variety of other factors — but generally speaking, yes, you can make cash or check […]
What happens when your student loans go to collections?
When a borrower stops making payments on student loans for a period of time, they could end up in default. And in some cases, lenders may send loans that are in default on to collections. In […]
Colleges that offer free tuition
Tuition-free college sounds like a fantasy. But at some colleges and universities, it is possible for students to qualify to attend without paying tuition costs. Not all colleges offer free tuition, and some may require […]
Everything you need to know about hypothecation
Hypothecation may be a word you’ve never heard, but it describes a transaction you’ve probably participated in. Hypothecation is what happens when a piece of collateral, like a house, is offered in order […]
Would you take a personal loan for these expenses?
Summer may be drawing to a close, but we’ve still got some time before fall and winter peek around — and in the meantime, many of us may be deciding how we want to organize […]
The expenses Americans are borrowing for the most
Ah, July — the height of summer, America’s birthday, and a month in which it’s very possible to spend lots and lots of money. July boasts, among other splurge-able holidays, National Wine and Cheese Day […]
Vacations & weddings: Surprising ways people are using personal loans
Summertime is finally here — and all those bright, blue days can leave us hankering to spend money in a variety of ways. But which of those expenditures are good investments worth going into some […]
How to negotiate a house price: 7 tips
Finding your dream home is a big achievement, but it’s still just one step in the homebuying process. Negotiating house prices is a common reality for both buyers and sellers, but doing so correctly is […]
How to pay for college as an adult learner
These days, more and more people are joining the ranks of adult learners, those who go back to college at a later point in life. Figuring out how to go to college as an adult […]
Here’s what Americans are buying with borrowed money
April Showers bring May flowers and all the rest of the beauty that longer days have to offer. As spring enters full swing and slowly makes way for summer, many of us may be spearheading […]
What to consider when taking a personal loan
Are you considering a personal loan to cover some upcoming or unexpected expenses, like a big graduation gift or a family trip? If so, there are ways to prevent taking on some debt that might […]
What to do if you don’t receive important tax documents
It’s getting to be that time of year again: tax time. And although it’s (probably) no one’s favorite holiday to celebrate, Tax Day, like any other annual event, does require some preparation. But what happens […]
Guide to government home loans
Ah, home buying. It’s invigorating! Complex. Expensive, too. This is why the vast majority of homebuyers rely on mortgages to obtain their dream homes. Conventional loans are the most popular, but government-backed loans are often […]
How to file for a tax extension
Please note: This article provides general background information only and is not intended to serve as legal or tax advice or as a substitute for legal counsel. You should consult your own attorney and/or tax […]
Creating a one-year savings plan
A lot can happen in a year. (Don’t believe us? Go check out your Timehop.) While many of the changes we see as we make our way around the sun aren’t exactly planned for, it […]
Why is it risky to invest in commodities?
Investors and savers are always looking for new ways to maximize their growth potential. But there’s one form of trading that’s been in existence long before the stock market was thought up: commodity trading. Even […]
Investing during a recession
Investing can be daunting even during the best of times—but when a recession hits, it can be that much more confusing. As stocks plummet in response to a global crisis, investors may be concerned about […]
These quarantine-chic ideas can make lockdown more tolerable
It didn’t take long after the pandemic struck for Elissa Minor Rust, a professor of English at Portland Community College in Portland, Oregon, to figure out she needed to do some rearranging at home. Virtual […]
What is corporate social responsibility?
What’s the purpose of investing? For most investors, the primary objective is to grow wealth and achieve long-term financial goals. And for the companies consumers are investing in, going public is a way to garner the […]
How to buy life insurance
No one likes to think about what would happen if they were to pass away. But for people who have family members and loved ones who depend on their income, it’s an important thing to […]
A guide to the 403(b) retirement plan
Saving for retirement is an important financial goal — but not everyone understands all of the retirement plans available. After all, it does look a little bit like alphabet soup: 401(k), IRA, 403(b) — what’s […]
Pros & cons of the F.I.R.E movement
Most people dream of the day they clock in for the very last time. Of course, in most cases, we imagine that’ll be when we’re a little grayer around the ears. What if you could […]
Could living in a cashless society put you in debt?
Many of us default to using credit and debit cards for the sake of convenience. But in the wild world of COVID-19, some say we’re moving toward a totally cashless society at an accelerated pace. […]