Debt consolidation can help some borrowers pay off debt faster by combining their debts, simplifying their monthly payments, and even saving money on interest. If you’re having trouble keeping up with multiple payment deadlines […]
Paying off debt has short-term and long-lasting benefits for your finances. You can reduce your monthly bills, putting more money back in your pocket. You can simplify your financial picture by reducing the bill payments […]
As inflation rates rise, consumers are struggling to find room in the budget for rising costs. But inflation has been good for the performance of Series I savings bonds, government-backed securities that are currently paying 9.62% interest […]
Fidelity Investments, one of the nation’s biggest retirement plan providers, announced it will introduce bitcoin as a 401(k) investment option for plan participants later this year. This marks the first time a major financial plan provider […]
‘Buy now, pay later’ loans will soon appear on your credit report. The three major credit bureaus — Equifax, Experian and Transunion — have each announced plans to include these items in the reports […]
At least one major insurer has added Russia and Ukraine to the list of travel destinations that will result in an automatic denial of life insurance applications. Other insurers are expected to follow suit […]
Russia’s invasion of Ukraine has raised the specter of a greater global conflict. Whether or not the war remains localized, the citizens and organizations caught in the middle could sustain catastrophic losses. If you’re wondering […]
The housing market is continuing its hot streak with mortgage applications surging into the holiday season, a time when demand typically cools off. Getting approved for a mortgage loan quickly can make you a more attractive […]
CVS is a one-stop shop for prescriptions and over-the-counter (OTC) medications, but it also carries a wide variety of personal and home products. If you frequent CVS, you can get a lot of shopping done […]
Whether you have great credit, bad credit or you’re somewhere in between, the principles you must follow to build your credit are generally the same. Improvement takes time, but if you follow best practices you […]
There is no one-size-fits-all manual for getting divorced. When spouses split, many variables come into play, including state laws, income and assets, dependents and whether the divorce is amicable or contentious. But you generally need […]
From dining and real estate to health care and farming, companies are adjusting to appeal to the millennial generation, projected to become the largest in America. The banking industry is no exception, but banks face challenges when […]
When you buy a home, putting a down payment toward your purchase can make a big difference. It may help convince the seller to accept your offer and reduces the amount you need to borrow, […]
An employer-sponsored 401(k) retirement plan is one of the best ways to save for retirement. They’re easy to set up, you can contribute directly from your paycheck and you receive significant tax benefits by participating. […]
Car dealerships often run sales events on major holiday weekends to get new customers in the door. But with all the competing offers and red tape involved with buying a car, it’s hard to know […]
When it comes to having a baby, some things are just easier the second time around. You have a better idea of what to expect. You’ve figured out some parenting tricks and you probably already […]
For the everyday investor, stocks are the bread and butter investment of any portfolio. They’re easy to trade, not too difficult to understand and have the potential to provide a high return. But stocks have […]
The cost of health insurance is a major concern for the majority of Americans, according to a recent Gallup poll. Health care costs are a complex issue. Many factors contribute to the costs of care […]
Life insurance policies name a designated beneficiary or beneficiaries to receive a payout, or death benefit, in the case of the policyholder’s death. The beneficiary will then file a claim with the life insurance company […]
If you’re worried you won’t be getting a big tax refund, you’re not alone. According to the IRS, the average size of tax refunds is down by 8.4% so far this year. However, there are […]
Groundhog Day is the 1993 classic comedy film that asks the question “What happens when a TV weatherman, played by Bill Murray, starts reliving the same day over and over again?” The repeating time loop […]
If you owe the federal government additional taxes after filing your returns this year, you have until April 15 to pay without penalty. But if you owe a significant amount, you may be wondering how […]
No matter how simple or complicated your finances are, doing your taxes always involves some level of hassle. At the minimum, you have to compile your tax documents and complete your returns by April 15 […]
There are more than 50 million freelancers working in America today in just about every field imaginable according to Upwork and Freelancers Union. If you’re earning taxable income as a freelancer, it doesn’t matter to […]
Even though it’s only the beginning of the year, you’re likely already planning your 2019 vacations. If you plan on traveling at all, you should consider getting travel insurance to cover your trips. Travel often […]
For most Americans, the deadline to file tax returns with the IRS is April 15. But there is one big reason you may want to file your taxes as early: identity theft. Every tax season, […]
If reducing your expenses is a priority for 2019, you should take a hard look at your home and auto insurance policies. There’s a good chance you’re overpaying for insurance. Lowering your insurance premium is […]
Paying off large debts usually requires a long-term game plan. But just a couple of easy steps can help you pay off your smaller debts in a short time frame. Want to buckle down and […]
Cooking Christmas dinner for the family can be time-consuming and stressful. But sharing a meal at the end makes it worthwhile. Some financial tasks can take just as long, but completing them can also be […]
Many Americans focus on acts of generosity and kindness during the holiday season. That equals big benefits for good causes. “There’s a pretty big spike in charitable giving at the end of the year,” said […]