I’m drowning in medical debt. What can I do?
Illness and injury are an unfortunate (and scary!) fact of life, but once you’re patched up after surgery or a lengthy hospital stay, you want to focus on your recovery, not worrying about how on […]
When can I withdraw from my 401(k)?
You’ve been diligently contributing to your 401(k), receiving matching contributions from your employer, but now you may be wondering when you can withdraw from the account. Because 401(k) plans are heavily regulated, there are restrictions […]
How to set money goals
There’s no doubt about it: thinking about money is stressful. In fact, a study shows that money outpaces both personal relationships and work when it comes to inducing stress. But not thinking about […]
The effects of lifestyle creep & ways to manage it
You’ve heard about economic inflation — it’s why gas that used to cost $1 per gallon can now be up to five times that amount. But did you know that lifestyle creep is a thing, […]
Gifting money to your kids for college tuition
Fall means freshly sharpened pencils and the sound of thousands of parents sighing as first-semester college tuition bills hit their mailboxes. While many parents want to help their children pay for their college tuition, there is some […]
How much are closing costs on a new home?
Congrats if you’ve saved for a down payment on a new place. That’s a huge chunk of change, but dig deeper, because closing costs average 2% to 5% of the loan principal. Whether you are buying […]
Can I take out a personal loan while unemployed?
As more people face unemployment, it’s important to fully understand the many financial options available. From unemployment to stimulus checks, there are options out there when it comes to managing money during difficult times. One […]
A beginner’s guide to DeFi
The future is here, and while the flying cars that were promised haven’t arrived yet, the finance world is speeding full-force into the future with everything from wireless payment apps on our phones to entirely […]
Fee-based vs. fee-only financial planners
Although “fee-based” and “fee-only” financial planners sound similar, they both have different fee structures and different obligations to investors. Here’s what you need to know about fee-based vs fee-only financial planners. You might think that […]
What is joint tenancy?
Getting ready to buy a new home with your partner? Here’s what you need to know about joint tenancy which is one common way couples take title to a property, for when you finally find […]
Tips on buying a foreclosed home
If you’re scanning real estate websites, you’ve likely noticed homes listed as foreclosures or bank-owned properties. Sometimes the prices on these homes can seem like a dream come true, but should you really consider buying […]
Pros & cons of working after retirement
It’s easy to assume that when it comes time for retirement, retirees are happy to leave the workforce to pursue more leisurely activities. But according to the AARP, in 2018 (the most recent year for which […]
Do you need help with student loan debt?
Student loans can be difficult to manage. If you need student loan debt help, you’re not alone. According to Bloomberg News, more than $166.4 billion worth of student loans are delinquent. With the average total student […]
The cost of driving versus flying
Whether you’re heading to Vegas for a wild weekend adventure or trekking across the country to celebrate the holidays with your in-laws, chances are you spend a lot of time in transit. After all, millennials […]
Do you need a rainy day fund?
Imagine you’ve just paid your rent, put a little cash towards your credit card bill and budgeted out your remaining paycheck to cover groceries, bills and your share of a weekend at the beach. Then […]