Cargando clima de New York...

Drivers’ true confessions: What Americans really do behind the wheel

Chances are, today you’ll spend at least an hour or two in your car to go to work, run errands, or meet up with friends. The average American drives 13,476 miles a year, according to the Federal Highway Administration. 

But driving might not be the only thing you’re doing. These days, more and more drivers are multitasking at the wheel, according to SoFi’s survey of 1,000 U.S. drivers. In fact, our distracted driving statistics found that many people are not as focused as they should be while behind the wheel. And it’s not just the obvious culprit (aka their phones). Pets are contributing to distracted driving as well. 

There’s no question about it: Sitting in the driver’s seat seems to provoke some aggressive and even dangerous behavior. A number of survey respondents admit to risky, distracted driving habits, including excessive speeding and road rage. Yet despite this, 75% consider themselves “safe” or “great” drivers!

Why is there such a disconnect between how people think they drive, and the way they act once they get in the driver’s seat? And what are drivers really doing in their cars when they should be focused on the road? Read on for the eye-opening results of our survey. Drivers told us their good driving habits, their bad driving habits, and their risky driving habits — and they didn’t hold back.

Source: Based on the driving habits survey of 1,000 U.S. adults aged 16 and older on January 6, 2023.

Note: Percentages have been rounded to the nearest whole number, so some data may not add up to 100%.

Image Credit: pabst_ell/istockphoto.

Driving While Distracted

Have you ever glanced into the car next to you and done a double take because the driver was doing their nails? Or reading a book? According to our survey, this kind of behavior happens more often than you might think. 

In fact, respondents confessed that while driving they’ve also:

  • Recorded a video with their phone or other device: 36%
  • Changed their clothes: 26%
  • Shaved or applied makeup: 26%
  • Fed or changed a baby or child: 8%

These types of distracted driving can be dangerous. In 2019, 424,000 people were injured in accidents with a distracted driver at the wheel, according to the National Highway Traffic Safety Administration. Many states now have laws in place to help prevent distracted driving, including bans against holding a cellphone while driving.  

Image Credit: Sofi.

Pets Are in The Driver’s Seat

People aren’t just driving with pets in the car—many allow their dog to sit behind the wheel with them! 42% of drivers of all ages admit to having their pet on their lap as they drive. 

Women are more likely to have their furry friend upfront with them than men are: 58% of women say their pet sits on their lap, while 42% of men admit the same.

(Learn more at: Personal Loan Calculator

Image Credit: gpointstudio/istockphoto.

Sleepy While Steering

Americans are tired. More than one-third of us don’t get the recommended seven hours of sleep a night, according to the Centers for Disease Control and Prevention. The result: A lot of exhausted drivers on the road. 40% of survey respondents confess that they drive when they’re tired.

Research shows that fatigue can impair our judgment and decision-making skills and slow reaction time. According to the National Sleep Foundation, drowsy driving results in approximately 6,400 deaths a year.

Image Credit: metamorworks/istockphoto.

Risky Driving Habits Hit the Road

Besides driving drowsy, other potentially hazardous activities drivers engage in include:

  • Texting/using their phone: 35%
  • Zooming 10 miles per hour or more over the speed limit: 33%
  • Going through a red light or stop sign: 27%

Image Credit: perfectlab/istockphoto.

Road Rage Is All Too Real

Incidents of road rage have been on the rise, according to data from across the country. Our survey certainly bears that out. A number of respondents told us they’ve taken aggressive actions aimed at other drivers. 

When another driver made them mad, the men and women who answered our survey responded by:

  • Yelling at the other driver: 27%
  • Cutting them off: 17%
  • Slowing down or speeding up to stop the vehicle from merging into their lane: 17%
  • Tailgating: 13%

Image Credit: Sofi.

Parallel Parking Is Petrifying

People aren’t always bold behind the wheel, however. There are some driving activities survey respondents find scary enough to steer clear of. 

The biggest fear by far: parallel parking. Some 50% say this is the driving move that intimidates them most. Coincidentally (or not), some states have dropped parallel parking as a requirement from their driving tests.

Other Top Driving Fears: 

  • Driving through a toll booth: 30%
  • Going through a car wash: 18%
  • Navigating the drive thru: 15%
  • Putting gas in the car: 15%
  • Driving with other people in the vehicle: 14%

One thing not to be afraid of: Looking for a way to make your car loan easier to pay off. Whether you’re looking for a longer loan term or smaller payments, auto refinancing is an option to explore, and it’s easier to do than you might think.  

Image Credit: Sofi.

Full Speed Ahead

Plenty of drivers ignore the posted speed limit. Half of our survey respondents admit they regularly drive faster than that—mainly because they’re late or in a hurry. Of this group, 43% have gotten a speeding ticket at least once. And 57% have been in accidents while behind the wheel.

Image Credit: Solange_Z/istockphoto.

Repeat Offenders

More than a third of respondents (38%) have gotten a ticket. And of that group, 66% say they’ve been ticketed more than once.

The Most Common Infractions:

  • Speeding: 67%
  • Seat belt violations: 29%
  • Failing to stop or yield: 27%

Image Credit: raksyBH/istockphoto.

Who Taught Drivers All These Bad Driving Habits?

Dad may have some explaining to do. Respondents whose parents taught them how to drive were more likely to been taught by their dad than their mom (33% for father vs. 19% for mother). The rest took driving lessons or learned from another relative.

Image Credit: Sladic/istockphoto.

Boredom May Lead to Risk-Taking

Let’s face it, driving can sometimes be dull. Some 12% of survey respondents confess they engage in risky behaviors like texting or speeding because they’re bored. Those aged 25 to 44 are most likely to do this — 77% of the thrill seekers fall into this group.

Image Credit: bernardbodo/istockphoto.

Drivers Have a High Opinion of Their Skills

Most people are pretty pleased with the way they drive. Three quarters say they’re safe or great drivers. Only a few survey respondents describe themselves as aggressive, despite the fact their behavior might suggest otherwise.

How Drivers Describe Themselves:

  • I’m a safe driver: 45%
  • I’m a great driver: 30%
  • I’m a mediocre driver: 10%
  • I’m a nervous driver: 9%
  • I’m an aggressive driver: 6%

But … Their Family and Friends Don’t Always Agree

In our survey, 35% of people acknowledge that they’ve been told they’re bad drivers. Perhaps not surprisingly, in our research, if they were told they were bad drivers, the respondents have admitted they’ve been told they’re guilty in the following specific areas:

  • Excessive speeding: 36% have been told they do it
  • Tailgating: 17% 
  • Cutting off other vehicles: 15% 
  • Going through red lights or stop signs: 33% 
  • Preventing another car from merging: 24%  
  • Driving under the influence of drugs or alcohol: 21%  

Image Credit: Sofi.

Safety (Sometimes) Comes First

People don’t drive recklessly all the time, our survey found. Risky driving takes a backseat in certain situations. 

People Tend to Drive Safer and Slower If:

  • The road conditions are poor, due to conditions like snow or ice: 61%
  • Passengers are in the car: 53%  

(Learn more: Home Affordability Calculator

Image Credit: Erich Fend/istockphoto.

What We Drive

Cars are the number-one vehicle of choice. More than half of our respondents own them, rather than an SUV or pickup truck.

  • Car: 54%
  • SUV or crossover: 27%
  • Pickup truck: 10%
  • Minivan: 5%

Whatever type of vehicle you drive, if you’re looking for ways to lower your car payments, refinancing might be a helpful option if you can qualify for a lower interest rate. One of the benefits of refinancing is that you may be able to reduce your monthly payments.

How much could you save? Plug your numbers into this auto loan calculator and find out fast, with no credit check required.

Image Credit: JMichl/istockphoto.

The Takeaway

Our cars have become vehicles for multitasking. Drivers are distracted by everything from their pets to their phones. And some of them aren’t afraid to do some potentially dangerous tasks while driving, including shaving and changing a baby. (Just don’t ask them to parallel park — that’s one thing that scares half of them.) A number of drivers are also more aggressive behind the wheel, and they take risks, like speeding and driving while drowsy. 

So what can you do to protect yourself and others on the road? Pay attention to the traffic around you, stay focused, and minimize the distractions in your car. Put your phone away. Keep your pets in a crate, or put a pet seat belt or harness on them. Get enough sleep before you get behind the wheel. And be courteous to other drivers. Finally, to potentially help avoid accidents, make sure your car is in good condition. Keep up to date on getting it serviced, and have any necessary repairs made. 

This article originally appeared on SoFi.com and was syndicated by MediaFeed.org.

Lantern By 

SoFiSoFi receives compensation in the event you obtain a loan, financial product, or service through the Lantern marketplace. This Lantern website is owned by SoFi Lending Corp., a lender licensed by the Department of Financial Protection and Innovation under the California Financing Law, license number 6054612; NMLS number 1121636. (nmlsconsumeraccess.org). This site is NOT owned and operated by SoFi Bank. Loans, financial products, and services may not be available in all states.

All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider’s discretion. There is no guarantee you will be approved or qualify for the advertised rates, fees, or terms presented. The actual terms you may receive depends on the things like benefits requested, your credit score, usage, history and other factors.


*Check your rate: To check the rates and terms you may qualify for, Lantern and/or its network lenders conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender(s) you choose will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.


All loan terms, including interest rate, and Annual Percentage Rate (APR), and monthly payments shown on this website are from lenders and are estimates based upon the limited information you provided and are for information purposes only. Estimated APR includes all applicable fees as required under the Truth in Lending Act. The actual loan terms you receive, including APR, will depend on the lender you select, their underwriting criteria, and your personal financial factors. The loan terms and rates presented are provided by the lenders and not by SoFi Lending Corp. or Lantern. Please review each lender’s Terms and Conditions for additional details.


Many factors affect your credit scores and the interest rates you may receive. SoFi is not a Credit Repair Organization as defined under federal or state law, including the Credit Repair Organizations Act. SoFi does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history, or credit rating. For details, see the FTC’s website on credit (consumer.ftc.gov)


Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.¹


SoFi’s Insights tool offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score provided to you is a VantageScore® based on TransUnion® (the “Processing Agent”) data.


Personal Loan

SoFi Lending Corp. (“SoFi”) operates this Personal Loan product in cooperation with Engine by MoneyLion. If you submit a loan inquiry, SoFi will deliver your information to Engine by MoneyLion, and Engine by MoneyLion will deliver to its network of lenders/partners to review to determine if you are eligible for pre-qualified or pre-approved offers. The lenders/partners receiving your information will also obtain your credit information from a credit reporting agency. If you meet one or more lender’s and/or partner’s conditions for eligibility, pre-qualified and pre-approved offers from one or more lenders/partners will be presented to you here on the Lantern website. More information about Engine by MoneyLion, the process, and its lenders/partners is described on the loan inquiry form you will reach by visiting our Personal Loans page as well as our Student Loan Refinance page. Click to learn more about Engine’s Licenses and DisclosuresTerms of Service, and Privacy Policy.Personal loan offers provided to customers on Lantern do not exceed 35.99% APR. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.


Student Loan RefinanceSoFi Lending Corp. (“SoFi”) operates this Student Loan Refinance product in cooperation with Engine by MoneyLion. If you submit a loan inquiry, SoFi will deliver your information to Engine by MoneyLion, and Engine by MoneyLion will deliver to its network of lenders/partners to review to determine if you are eligible for pre-qualified or pre-approved offers. The lenders receiving your information will also obtain your credit information from a credit reporting agency. If you meet one or more lender’s and/or partner’s conditions for eligibility, pre-qualified and pre-approved offers from one or more lenders/partners will be presented to you here on the Lantern website. More information about Engine by MoneyLion, the process, and its lenders/partners is described on the loan inquiry form you will reach by visiting our Personal Loans page as well as our Student Loan Refinance page. Click to learn more about Engine’s Licenses and DisclosuresTerms of Service, and Privacy Policy.


NOTICE: The debt ceiling legislation passed on June 2, 2023, codifies into law that federal student loan borrowers will be reentering repayment. The US Department of Education or your student loan servicer, or lender if you have FFEL loans, will notify you directly when your payments will resume For more information, please go to https://docs.house.gov/billsthisweek/20230529/BILLS-118hrPIH-fiscalresponsibility.pdf https://studentaid.gov/announcements-events/covid-19 


If you are a federal student loan borrower considering refinancing, you should take into account the new income-driven payment plan, SAVE, which replaces REPAYE, seeks to make monthly payments more affordable, and offers forgiveness of balances that were originally $12,000 or lower after 120 payments, among other improvements. Also, please note that once you refinance federal student loans you will no longer be eligible for current or future flexible payment options available to federal loan borrowers, including but not limited to income-based repayment plans, such as SAVE, or extended repayment plans.

Auto Loan RefinanceAutomobile refinancing loan information presented on this Lantern website is from Caribou, AUTOPAY, Engine by MoneyLion, and each of Engine’s partners (along with their affiliated companies). Caribou, AUTOPAY, and Engine by MoneyLion pay SoFi compensation for marketing their products and services on the Lantern site. 


Auto loan refinance information presented on this Lantern site is indicative and subject to you fulfilling the lender’s requirements, including but not limited to: credit standards, loan size, vehicle condition, and odometer reading. Loan rates and terms as presented on this Lantern site are subject to change when you reach the lender and may depend on your creditworthiness, consult with the lender for more details. Additional terms and conditions may apply and all terms may vary by your state of residence.


Secured Lending DisclosureTerms, conditions, state restrictions, and minimum loan amounts apply. Before you apply for a secured loan, we encourage you to carefully consider whether this loan type is the right choice for you. If you can’t make your payments on a secured personal loan, you could end up losing the assets you provided for collateral. Not all applicants will qualify for larger loan amounts or most favorable loan terms. Loan approval and actual loan terms depend on the ability to meet underwriting requirements (including, but not limited to, a responsible credit history, sufficient income after monthly expenses, and availability of collateral) that will vary by lender.

BankingSoFi Lending Corp. (“SoFi”) operates this website in cooperation with Engine by MoneyLion presenting promotions for products and services offered by other banks, lenders, and financial institutions. If you select a promotion above, you will be connected to the website of the company offering the product. The promotions presented on this site are from companies that pay SoFi and Engine by MoneyLion compensation for marketing their products and services. This may affect whether a provider is featured on this site and could affect the order of presentation. Lantern and Engine by MoneyLion do not include all providers in the market or all of their available offerings. Click to learn more about Engine’s Licenses and DisclosuresTerms of Service, and Privacy Policy.

Image Credit: bee32/istockphoto.

More from MediaFeed

Is owning an electric car actually more expensive than gas?

Image Credit: deepblue4you/istockphoto.

Previous Article

Boozy book review: Agave Spirits

Next Article

8 great flexible part-time jobs that pay well

You might be interested in …