7 things debt collectors can’t do (and what you should do if they do them)

Read on to learn what debt collectors can’t do so you know how to defend yourself against unethical behavior.

Call you after hours

The FDCPA mandates that debt collectors can’t call you after 9:00 p.m. or before 8:00 a.m. unless you tell them that they can.

Debt collectors have the right to try to collect on the debt that you  owe. However, they don’t have the right to harass you into repayment.

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Harass you

Lie to you

Debt collectors are not allowed to lie to you about the debt that you owe or what can happen to you if you don’t repay it.

The FDCPA restricts this activity and mandates that a debt collector  can’t call you at work if you’re not allowed to receive calls there.

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Call you at work if your work doesn’t allow calls

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