Georgia, one of the fast-growing Southeastern states, continued to see its real estate prices rise in 2022. The median sales price in the Peach State was $364,400 in April 2022, indicating a 19% […]
Yes, in most cases it’s illegal to check someone else’s credit report. The Fair Credit Reporting Act (FCRA) is a federal statute that defines and limits who can receive credit-related information. The act lists […]
Americans have an absolute mountain of credit card debt in 2022 — $887 billion, to be exact. This credit card debt statistics page tracks Americans’ credit card use each month. We update this page regularly, looking […]
These days, there’s no shortage of people spouting financial advice. The problem is, not all of it is good. Following unsound financial advice, without doing your due diligence, can lead to poor decisions and serious […]
Singles finally got past social distancing and back in the dating scene. Until record-high inflation threw another wrench in their love lives, that is. Most adults, one survey found, say dating would be […]
Refinancing your student loans can lead to better rates and terms on your education debt. But if you don’t have good credit, it’s tough to qualify for a lender’s best rates. That’s where a […]
A whole lot of things, according to a new survey from Real Estate Witch — including mold, a leaky roof, and termites. Surprisingly, ghosts barely made the list of homebuyer fears. Even more surprisingly, the survey found […]
Debt across the country has dropped dramatically over the last few years and Americans still can’t afford major life events like marriage and retirement. A new study from Northwestern Mutual found that debt […]
It can be hard to wrap your mind around the size of college student debts in America. When you’re talking about education-financing trends, the numbers are … huge. To the tune of $1.7 trillion […]
Economic recession often correlates with weaker job security, lower investment returns, and diminished consumer purchasing power. As a result, it can have significant implications for your personal finances. Fortunately, you can insulate yourself from […]
No matter what’s going on in the world politically and economically, people will always need to trade – and the US will still rely on imports and exports to regulate the flow of commodities. In […]
Whether you’ve just graduated from college or you’ve been making payments for years, your student loan debt can seem endless. When you take out a federal student loan, the Standard Repayment Plan is 10 […]
Total Cost of Attendance The University of North Carolina at Chapel Hill (UNC) is a public institution that’s considered a “public ivy”—meaning it offers an education similar to that of an ivy league university. […]
The median home sales price in Indiana rose 11.8% year-over-year by April 2022, according to Redfin, to nearly $255,000. This represents an annual increase of nearly $27,000. At the same time, the number […]
Total Cost of Attendance Baylor University is known for its high-caliber education and Christian values. Baylor University tuition is $50,232 a year (based on 2021-22 numbers). In comparison, the average tuition for four-year private […]
If you scan real estate websites, you’ve likely noticed homes listed as foreclosures or bank-owned properties. Some of the prices might look good, but buying and financing a foreclosed home isn’t a cakewalk. Here are […]
Withdrawing money from a 401(k) to buy a house may be allowed by your company-sponsored plan, but this tactic is not always advisable, especially for first-time home buyers. When it comes to using […]
Investing can be complicated and intimidating, so people often look to hire a financial advisor to help figure out the best solutions to meet long-term financial goals. But before they hire an advisor, investors […]
Mortgage interest rates are the percentage of your loan amount that you will pay in interest each year. In the U.S., mortgage rates are steadily rising. The current fixed rate mortgage average in the […]
As the weather cools, so can the housing market. And that could mean big savings for house hunters — especially those planning to buy in October. “October can be a good month to […]
Mining Bitcoin is more than just the creation of Bitcoin tokens; it’s also the decentralized global system by which miners validate and secure all Bitcoin transactions — and earn Bitcoin themselves. How does […]
What exactly is a student loan account number? And, more importantly, why do you need to know it? Your student loan account number is a unique 10-digit number that is given to you […]
The level of financial inequality around the world is staggering. According to a new Credit Suisse report, 47.8 percent of global household wealth is in the hands of just 1.2 percent of the world’s population. […]
Paying off your high-interest debt can be a difficult task. Knowing where to start, what steps to take next, and avoiding common mistakes can make the process much more manageable. Here are 15 tips […]
What if you could fight climate change and save money at the same time? The combination of rebates and tax credits included in the recently passed Inflation Reduction Act help you do exactly that. […]
Wondering how to handle your student loans? Knowledge and a solid plan are powerful — especially when it comes to your loans. The first step in managing student debt is to know how much you […]
Stocks are a unique gift that have the potential to keep on giving over time. They can be given to family members, friends, charities, and others. Gifting stock is easy to do and can […]
The Free Application for Federal Student Aid, or FAFSA, is a form students can fill out each school year to apply for grants, work-study, or federal student loans from the government for higher education […]
For the past five years, I’ve been reporting on research that shows how bad the average American’s financial habits are and offer solutions to their problems. The job even requires I pass a certification […]
When you think of the best ways to grow wealth for the long haul, the stock market might come up as a popular way to invest your money. This makes total sense when you […]